ManyBuild™ Terms of Use

Last Updated 01/17/2023
Welcome to ManyBuild™, the place for trades people to meet project owners.
If you have any questions, comments, or concerns regarding ManyBuild's terms or services, please contact us at:
Email: info@ManyBuildSolutions.com
Address: 4200 W 17th Ave, Denver, CO, 80204

Terms of Use

Welcome to ManyBuild™, the place for trades people to meet project owners. These Terms of Use (the “Terms”) are a binding contract between you and MANYBUILD™, INC. (“ManyBuild™,” “we” and “us”). Your use of the Services in any way means that you agree to all of these Terms, and these Terms will remain in effect while you use the Services. These Terms include the provisions in this document as well as those in the Privacy Policy. Please read these Terms carefully. They cover important information about Services provided to you and any charges, taxes, and fees webill you. These Terms include information about future changes to these Terms,automatic renewals, limitations of liability, a class action waiver and resolution of disputes by arbitration instead of in court. PLEASE NOTE THATYOUR USE OF AND ACCESS TO OUR SERVICES ARE SUBJECT TO THE FOLLOWING TERMS; IFYOU DO NOT AGREE TO ALL OF THE FOLLOWING, YOU MAY NOT USE OR ACCESS THESERVICES IN ANY MANNER.ARBITRATION NOTICE AND CLASS ACTION WAIVER: EXCEPT FORCERTAIN TYPES OF DISPUTES DESCRIBED IN THE ARBITRATION AGREEMENT SECTION BELOW,YOU AGREE THAT DISPUTES BETWEEN YOU AND US WILL BE RESOLVED BY BINDING,INDIVIDUAL ARBITRATION AND YOU WAIVE YOUR RIGHT TO PARTICIPATE IN A CLASSACTION LAWSUIT OR CLASS-WIDE ARBITRATION.

Third Party Disclosure

ManyBuild uses third party platforms to facilitate Payment functionality in our Embedded Finance offerings. Our providers have language that can be found on their websites and in their terms of service how these disclosures may be used to gain insights to help those that have work find the people who are skilled enough to do the work. Please read the entire Terms of Use to learn the rules and restrictions that govern your use of our website(s),products, services, and applications (the "Services" or the ManyBuild™Platform"). If you have any questions, comments, or concerns regarding these terms or the Services, please contact us at:

Email: info@ManyBuildSolutions.com

Address: 4200 W 17th Ave, Denver, CO, 80204

ManyBuild Promise

Summary of Our User Agreement & Terms of Use, Code of Ethics and Proper Way of Operating On Our Marketplace. The ManyBuild Promise is the agreement every stakeholder makes on the platform:

I promise to accurately submit any data or information about projects, my skills or experience and will treat other working professionals on the platform with respect and dignity.

I promise to accurately describe job specifications, and qualifications of every job I post or person I award contracts too. Every construction job I get or contractor I hire will be given a fair and reasonable chance of being successful.

I promise to follow local building codes, inspecting the materials and quality of work performed by myself and others. To provide a reasonable level of safety, public health, and general welfare in and around the job site.

I promise to perform the work contracted to me in a reasonable time frame and to pay for work satisfactorily completed in a reasonable time frame.

I understand that ManyBuild provides me and others substantial value through the introductions, connections and relationships formed on the platform.

I understand that ManyBuild receives a large portion of revenue through processing payments and Project Success Fees when posting or awarding jobs.

Therefor I promise to exclusively posts job on the platform when trying to communicate with ManyBuild registered users. By upholding these promises

WE at ManyBuild PROMISE YOU to the best of our abilities to protect your payments for work contracted, or completed and to provide an inclusive, fair and equitable marketplace.

Introduction

Please read these Terms carefully. They cover important information about Services provided to you and any charges, taxes, and fees we bill you. These Terms include information about future changes to these Terms, automatic renewals, limitations of liability, a class action waiver and resolution of disputes by arbitration instead of in court. PLEASE NOTE THAT YOUR USE OF AND ACCESS TO OUR SERVICES ARE SUBJECT TO THE FOLLOWING TERMS; IF YOU DO NOT AGREE TO ALL OF THE FOLLOWING, YOU MAY NOT USE OR ACCESS THE SERVICES IN ANY MANNER.

ARBITRATION NOTICE AND CLASS ACTION WAIVER: EXCEPT FOR CERTAIN TYPES OF DISPUTES DESCRIBED IN THE ARBITRATION AGREEMENT SECTION BELOW, YOU AGREE THAT DISPUTES BETWEEN YOU AND US WILL BE RESOLVED BY BINDING, INDIVIDUAL ARBITRATION AND YOU WAIVE YOUR RIGHT TO PARTICIPATE IN A CLASS ACTION LAWSUIT OR CLASS-WIDE ARBITRATION.

Will these Terms ever change?

Yes.

We are constantly trying to improve our Services, so these Terms may need to change along with our Services. We reserve the right to change the Terms at any time, but if we do, we will place a notice on our site located at https://ManyBuildSolutions.com/, send you an email, and/or notify you by some other means.

If you do not agree with the new Terms, you are free to reject them; unfortunately, that means you will no longer be able to use the Services. If you use the Services in any way after a change to the Terms is effective, that means you agree to all of the changes.

Except for changes by us as described here, no other amendment or modification of these Terms will be effective unless in writing and signed by both you and us.

What about my privacy?

At ManyBuild™, we believe strongly in the fundamental right of all people – and that those fundamental rights should not differ depending on where you live in the world. ManyBuild™ takes the privacy of its users very seriously. For the current ManyBuild™ Privacy Policy, please click here www.ManyBuildSolutions.com/PrivacyPolicy

Children’s Online Privacy Protection Act

The Children’s Online Privacy Protection Act (“COPPA”) requires that online service providers obtain parental consent before they knowingly collect personally identifiable information online from children who are under 13 years of age. We do not knowingly collect or solicit personally identifiable information from children under 13 years of age; if you are a child under 13 years of age, please do not attempt to register for or otherwise use the Services or send us any personal information. If we learn we have collected personal information from a child under 13 years of age, we will delete that information as quickly as possible. If you believe that a child under 13 years of age may have provided us personal information, please contact us at info@ManyBuildSolutions.com.

What are the basics of using ManyBuild™?

The ManyBuild™ Platform is a two-sided marketplace which enables connections between Clients and Builders. “Clients” are individuals and/or businesses seeking to obtain short-term services (“Projects” ) from Builders (and are therefore clients of Builders) and “Builders” are individuals and/or businesses seeking to perform Projects for Clients. Clients and Builders together are hereinafter referred to as “Users.”  If you agree on the terms of a Project with another User, you and such other User form a Service Agreement directly between the two of you as set forth in more detail below.

The ManyBuild™ Platform is an app-based; online marketplace; web-based communications platform (Including mobile applications, web based applications and downloadable software) which enables connections between its users. Its users are Clients with Service Providers (Builders) who wish to perform a variety of Projects.  ManyBuild™ provides a variety of services and insights designed to increase interactions between skilled trades people and project owners. The ManyBuild™ Platform also enables connections between (a) property-owners, consumers, property managers, individuals and other persons (“Clients”) seeking obtain certain project-based services including, for example, construction, home improvement and other related services (“Projects”) and (b) businesses seeking to perform Projects for Clients (“Vendors”). Clients and Vendors together are hereinafter referred to as “Users.” VENDORS AND BUILDERS OPERATE AS INDEPENDENT BUSINESS OWNERS OR AS SOLE PROPRIOTORS AND ARE CUSTOMARILY ENGAGED IN AN INDEPENDENTLY ESTABLISHED BUSINESS OF THE SAME NATURE AS THAT INVOLVED IN THE SERVICES PERFORMED FOR CLIENTS THEROUGH THE MANYBUILD™PLATFORM. THEY ARE INDEPENDENT BUSINESS OWNERS AND INDEPENDENT CONTRACTORS OF CLIENTS AND NOT EMPLOYEES, PARTNERS, REPRESENTATIVES, AGENTS, JOINT VENTURERS, INDEPENDENT CONTRACTORS OR FRANCHISEES OF MANYBUILD™. MANYBUILD™ DOES NOT PERFORM TASKS AND DOES NOT EMPLOY INDIVIDUALS TO PERFORM PROJECTS. MANYBUILD™ DOES NOT PERFORM CONSTRUCTION SERVICES AND DOES NOT EMPLOY INDIVIDUALS TO PERFORM SERVICES. BY CONNECTING PEOPLE AND BUSINESSES SEEKING SERVICES WITH VENDORS, MANYBUILD™ OPERATES AS AN ONLINE MARKETPLACE THAT CONNECTS CLIENTS WITH VENDORS WHO WISH TO PERFORM A VARIETY OF PROJECTS.

MANYBUILD™DOES NOT CONTROL OR DIRECT THE BUILDERS’ PERFORMANCE OF THEIR SERVICES OR SET THEIR WORK LOCATIONS, WORK HOURS, OR TERMS OF WORK. USERS HEREBY ACKNOWLEDGE THAT MANYBUILD™ DOES NOT SUPERVISE, SCOPE, DIRECT, CONTROL OR MONITOR A VENDOR’S WORK AND EXPRESSLY DISCLAIMS (TO THE EXTENT PERMITTED BY LAW) ANY RESPONSIBILITY AND LIABILITY FOR THE WORK PERFORMED AND THE PROJECT IN ANY MANNER, INCLUDING BUT NOT LIMITED TO A WARRANTY OR CONDITION OF GOOD AND WORKMANLIKE SERVICES, WARRANTY OR CONDITION OF QUALITY OR FITNESS FOR A PARTICULAR PURPOSE, OR COMPLIANCE WITH ANY LAW, STATUTE, ORDINANCE, REGULATION, OR CODE. MANYBUILD™ EXPRESSLY DISCLAIMS ANY RESPONSIBILITY AND LIABILITY FOR THE WORK PERFORMED AND SERVICES PROVIDED IN ANY MANNER, INCLUDING BUT NOT LIMITED TO A WARRANTY OR CONDITION OF QUALITY OR FITNESS FOR A PARTICULAR PURPOSE, OR COMPLAINCE WITH ANY LAW, REGULATION, OR CODE.

ManyBuild™ does not perform Projects and does not employ people to perform Projects.  ManyBuild™ is not responsible for the performance or communications of Users, nor does it have control over the quality, timing, legality, failure to provide, or any other aspect whatsoever of Construction Services, Contractors, Clients, nor of the integrity, responsibility, competence, qualifications, or any of the actions or omissions whatsoever of any Users, or of any ratings provided by Users with respect to each other. ManyBuild™ makes no warranties or representations about the suitability, reliability, timeliness, or accuracy of the Construction Services requested or Construction Services provided by, or the communications of or between, Users identified through the ManyBuild™ Platform, whether in public, private, or offline interactions or otherwise howsoever.

Builders provide their own tools and supplies to perform their services; ManyBuild™ does not provide the tools or supplies. Builders are free to maintain a clientele without any restrictions from ManyBuild™ and are free to offer and provide their services elsewhere, including through competing platforms. Builders are free to accept or reject Clients and contracts. Builders are not penalized for rejecting Clients or contracts, though if Builders accept a Client or contract through the ManyBuild™ Platform, they are expected to fulfill their contractual obligations to their client. Builders set their own rates for services performed in the ManyBuild™ general marketplace.

Users can and do lose money. The ManyBuild™ Platform is not an employment agency service or business and ManyBuild™ is not an employer of any User. Builders acknowledge and confirm that they are responsible for exercising their own business judgment in entering into Service Agreements and performing Projects and that, depending on how they exercise such business judgment, there is a chance for individual profit or loss.

Embedded Finance

Third Party Finance Partners

In order to use the payment functionality of our application, you must open an account provided by a third-party processor provided by that processor in addition you must accept their Terms and Privacy Policy. Any funds held in or transferred through your Account are held or transferred by financial institution partners as descried in their Terms. You must be at least 18 years old to create an Account. You authorize ManyBuild™ to collect and share with the third-party processor your personal information including full name, date of birth, social security number, physical address, email address and financial information, credit worthiness and you are responsible for the accuracy and completeness of that data. You understand that you will access and manage your Account through our application, and account notifications will be sent by ManyBuild™, not the processor. Customer support for your Account activity can be reached at manybuildsolutions.com, support@manybuildsolutions.comand/or (720)-547-5166.

What is embedded Finance?

Embedded Finance is the API and technology layer that connects Users, Banks, and their capitol. The ManyBuild™ platform integrates the financial tools of banking, bill paying services, accounting, etc… services (e.g. bank transfers) to you through our partners. This streamlines our Users financial processes, making it easier for them to access the services they need when they need them. ManyBuild allows our users to combine data, process, and capital.

ManyBuild™ provides software services to users on our platform to give you the ability to send and receive funds to run your business. All funds transfer services are provided to users to send and receive funds from their bank. Our software allows you to send funds transfer instructions to banks. Any funds balances displayed by ManyBuild’s software are held in your account or otherwise held by a bank or platform for you benefit as applicable (“Account Balance”).

MANYBUILD™ MAKES NO REPRESENTATIONS OR WARRANTIES RELATING TO YOUR FUNDS OR ACCOUNT BALANCES INCLUDING FEDERAL DEPOSIT INSURANCE CORPORATION (“FDIC”) INSURANCE COVERAGE. SUCH REPRESENTATIONS AND WARRANTIES MAY BE FOUND IN YOUR SPECIFIC ACCOUNT AGREEMENT, OR AGREEMENT WITH YOUR PLATFORM. UNLESS NOTIFIED OTHERWISE BY SUCH AGREEMENTS, YOUR ACCOUNT BALANCES MAY LOSE VALUE IN THE EVENT BANK, THE BROKER DEALER, OR BUSINESS ENTERS A RECEIVERSHIP.

We provide software services to facilitate your requests for services relating to your Account as detailed in such agreements. We are not responsible or liable if your request for such services is limited, delayed, or denied for risk, compliance, or other reasons.

ManyBuild™ may provide you with services to process transactions to or from your Business or a third party in addition to your Account. In certain circumstances relating to our transaction services, your funds may be held by the Business or Bank for your benefit and a sub-account balance may be displayed to you by our software. To provide services under this section, we may collect personally identifiable information, your Bank Account login credentials or account and routing numbers for your Bank Account, or other User Data information as we may request from time to time as further detailed in these Terms of Service and our Privacy Policy. Transactions processed via Automated Clearing House (“ACH”) will be processed in accordance with such timeframes except as otherwise noted in these Terms of Service. Such transaction services may be limited, delayed or denied for risk and compliance reasons that we may not be able to disclose to you. You understand that the transactions may be limited, delayed or denied and expressly disclaim any claims relating to such actions. We are not responsible for reviewing the accuracy of the transactions (amount, date, or the sender or receiver of funds). Additionally, we are not responsible if the receiver of funds rejects your transaction.

We may from time to time offer additional services or remove services without prior notice to you. You agree to be bound by the terms and conditions of such services as they may be offered to you.

Fees

Fees for services offered under your Account are detailed in the specific Account agreements. If you use our Transaction services listed in in this agreement, you may be charged a transaction fee by the Business or us as detailed in your agreement with the Business. Transactions completed on our website or phone application may include a transaction fee as detailed when you make a transaction request.

Reversals

In the event that a sender or the sender’s financial institution requests a reversal of payment or ManyBuild™ decides against you in a dispute against you, we reserve the right to charge you a $27.50 fee in addition to the full amount of the transaction (collectively, the “Reversal Liability”). You agree to immediately reimburse for the Reversal Liability. Additionally, you authorize us to recover any Reversal Liability due ManyBuild™ or Bank by debiting your available Account Balance. If you have an insufficient Account Balance, you authorize ManyBuild™ and our Bank to take any of the following actions to recover the remaining amounts from you: a) Debit the Bank Account(s) linked to our services; b) Suspend your use of our services and require your immediate payment; or c) Engage in collection efforts.

Protecting you and resolving disputes.

ManyBuild™ is always looking for ways to protect you from abusive business practices, security related issues and other issues you may encounter with the Business and our Banks. If you have a complaint against how Business or Bank is providing services to you or using your User Data, just let us know by emailing us at legal@ManyBuildSolutions.com per below. We cannot warranty or guarantee anything under this section, but if we are able to help, we will work with you to resolve your complaint so long as such assistance is commercially reasonable and does not violate any agreements with third parties, regulations or laws.  Disputes relating to your Account shall be governed by your specific account agreements. Below is more information on how we can try to help you with other Disputes (as defined below).

a. Dispute resolution.

You understand and agree that we are not responsible for the goods or services that you pay for using our services, including but not limited to those offered by your Business and other third parties. Each Business and User that you purchase from is responsible for providing the goods and services that you purchase and for providing all customer service related to those goods and services. We recommend that you review each Business and, if applicable, a User’s policies before completing your purchase. You are responsible for resolving any disputes that you may have with a Business or a seller. If you have exhausted all options for resolving a complaint about abusive business practices, security related issues, or other dispute with a Business or a seller, you may choose to file a dispute claim with ManyBuild™ (“Dispute”) by following the steps in this “Disputes” Section.

b. Release of ManyBuild.

By filing a Dispute, you understand and agree that:

You are asking us to assist in resolving the dispute in its sole discretion and that such assistance or ManyBuild’s decision may not be satisfactory to you; ManyBuild’s assistance in resolving the dispute does not guarantee any particular outcome or any action on our part; and You release ManyBuild™ and our officers, directors, agents, employees, subsidiaries, and suppliers from all claims, demands, and damages of any kind arising out of your dispute with a seller and ManyBuild’s review of your Dispute.

c. How to file a Dispute.

Abusive business practices, security issues, or other non-transaction related disputes. If you have a complaint about a Business relating to abusive business practices, security issues, handling of your User Data, or related issues, email us at legal@ManyBuildSolutions.com with the following information and To file a Dispute, follow these steps:

  1. The email associated with your account;
  2. The name of the website, phone application, and Business relating to such Dispute;
  3. The details of your Dispute with the Business, including any steps already taken to resolve the issue, and copies of supporting documentation (e.g. email correspondence, related agreements and promises or affirmations, etc.); and
  4. How these issues have negatively affected you.

Transaction related disputes or unauthorized activity.

Within 45 days of the original disputed transaction or immediately if the Dispute relates to unauthorized activity, email us at help@ManyBuildSolutions.com with the following information and To file a Dispute, follow these steps:

  1. The email associated with your account and names of both parties, if available;
  2. The name of the website, User, and/or Business relating to such Dispute;
  3. The transaction ID number;
  4. The amount of the transaction; and
  5. The details of the unauthorized activity or your disagreement with the recipient, including any steps already taken to resolve the issue, and copies of supporting documentation (e.g. when you first noticed such unauthorized activity, email correspondence, receipts, shipping confirmations, etc.).

Provide any additional information or documentation that we may request. Once ManyBuild™ has decided the outcome of the Dispute, the parties will be notified of the decision. You are required to comply with the decision and complete any actions required by such decision.

All disputes relating to an Account shall be governed by the specific Account agreement and this section shall not apply.

Your liability and actions against you.

a. Your liability.

You are responsible for all Reversal Liability, claims, fees, fines, penalties, and other liabilities incurred by ManyBuild, Bank, other ManyBuild™ users, a Business, or third parties arising from your breach of these Terms of Service or your use of the services. You agree to reimburse ManyBuild, Bank, other ManyBuild™ users, Businesss, or third parties for any and all such liability.

b. Actions we may take.

If we determine, in our sole discretion, that you may have breached these Terms of Service, that you or your account activity presents risk or security concerns, or if we are unable to verify your identity, we may take actions to protect ManyBuild, Bank, Businesss, our users, or other third parties from Reversal Liability, claims, fines, penalties, and any other liability. These actions may include, but are not limited to, the following:

  1. i. Suspending your access to your Account or other ManyBuild™ related services;
  2. ii. Suspending your access to your funds held in your Account, or otherwise held with Bank or Business for your benefit for up to 90 days;
  3. iii. Taking action as set out in the “Reversals” Section to recover amounts that you owe;
  4. iv. Closing your Account held by Bank or Business for your benefit;
  5. v. Contacting Business, our users or third parties who have purchased goods or services from you, contacting the financial institution associated with your Bank Account(s), and/or warning other ManyBuild™ users, law enforcement, or other impacted third parties of your actions;
  6. vi. Refusing to provide our services to you in the future; and
  7. vii. Taking legal action against you.

c. Notice of limit or suspension.

We will provide you with notice if we take any of the above actions against your Account or other accounts held by Bank or Business for your benefit. If we limit or suspend such accounts, we will provide you with notice of our action.

d. Non-Circumvention

You acknowledges and agrees that a significant portion of ManyBuild’s compensation for making the Site, mobile app, and marketplace available to you comes in the form of the Fees, and that a significant element to the site, mobile app, and marketplace value to you and other users are the relationships user create with other users of the Site when bidding on, engaging, and working on projects.  For a period of 2 years from the date that you first engages with another user through the Site, you agree to use the Site as its exclusive method to engage with such user for construction or real estate related projects, and not to circumvent the Site by posting jobs or accepting jobs with such user outside of the Site.  The restrictions set forth in this section do not apply to other users that Client can demonstrate by written records that Client had a business relationship with prior to creating its account.

e. The Conversion Fee

Users who have met through ManyBuild wish to work together directly outside of ManyBuild may easily do so by paying a one-time payment ManyBuild Conversion Fee. When you use the Site, we require you to use the Site to pay Site Services for the following two years. ManyBuild knows that at times our Users may prefer to take their relationships off the Site, after Users pay the Conversion Fee. By paying the Conversion Fee Users can move their payments outside of the Site without violating our Terms and Conditions. Upon full payment of The Conversion Fee the Users, will not have their ManyBuild account permanently suspended and can continue working with the Users for other existing projects and future ones.

The Conversion Fee is 12% of estimated earnings over a 12-month period. It is calculated by taking the subcontractors trade highest earning potential per year and multiplying it by 2. To learn more about the Conversion Fee email: info@manybuildsolutions.com

The Conversion Fee Formula: The ManyBuild Conversion Fee is 12% of estimated earnings over a twenty-four (24) month period based on the subcontractor trades highest average earning potential for the area. The Conversion Fee is 12% of the subcontractor trades highest average earning potential of the geographic area over a 24 month period.

You may opt out of the obligations in Section 12 and Section 13 with respect to each ManyBuild Relationship only if the Client or Freelancer pays ManyBuild a Conversion Fee which is a minimum of $1,000 USD and up to $50,000 USD for each ManyBuild Relationship.

The Conversion Fee may be calculated differently for ManyBuild Relationships when the Client is an Enterprise Client if the Enterprise Client contract with ManyBuild provides for different terms. To inquire about or pay the Conversion Fee, send an email message to Info@manybuildsolutions.com.

You understand and agree that if ManyBuild determines, in its sole discretion, that you have violated Section 12 and Section 13, ManyBuild or its Affiliates may, to the maximum extent permitted by law to (1) charge your Payment Method the Conversion Fee (including interest) if permitted by law or send you an invoice for the Conversion Fee (including interest), which you agree to pay within 30 days, (2) close your Account and revoke your authorization to use the Site and Site Services, and/or (3) charge you for all losses and costs (including any and all time of ManyBuild’s employees) and reasonable expenses (including attorneys’ fees) related to investigating such breach and collecting such fees.

Your privacy together with our Privacy Policy.

ManyBuild™ takes your privacy seriously. To learn more about what information we may collect, how we use your information, and how we share your information with Business or to open your Deposit Account or Investment Account, please review our Privacy Policy found at https://ManyBuildSolutions.com/privacy-policy.

ManyBuild™ services are in America.

ManyBuild’s services are based in the United States of America. We make no claims whether these services can be appropriately used outside of the United States. If you access our services from outside of the United States, you do so at your own risk. You are solely responsible for ensuring compliance with local laws.

ManyBuild™ can terminate these Terms of Service at will.

We reserve the right, at our sole discretion, to restrict, suspend, or terminate these Terms of Service and your access to all or any part of our services, at any time and for any reason without prior notice or liability. We reserve the right to change, suspend, or discontinue all or any part of our services at any time without prior notice or liability.

Terminating your agreement with ManyBuild.

If you wish to terminate your use of the services and the Terms of Service, email us at legal@ManyBuildSolutions.com. However, if you terminate the Terms of Service with ManyBuild, this will result in your Account Agreement being terminated and may impair your ability to use the Business’s services. You accept sole responsibility and any liabilities resulting from an impairment of Business’s services or termination of your agreements with Business, to the fullest extent permitted by law.

Terminating your agreement with Business or your Account.

If you wish to terminate your agreement with Business or your Account, you must notify the parties of such agreements in accordance with such agreements.

Credential

Any reference on the ManyBuild™ Platform to a Builder being licensed or credentialed in some manner, or "badged," “reliable,” “reliability rate,” “elite,” “great value,” "background checked," “vetted” (or similar language) designations indicates only that the Builder has completed a relevant account registration process or met certain criteria and does not represent anything else. Any such description is not an endorsement, certification or guarantee by Vendor of such Vendor’s skills or qualifications or whether they are licensed, insured, trustworthy, safe, or suitable. Instead, any such description is intended to be useful information for Clients to evaluate when they make their own decisions about the identity and suitability of Vendor whom they contact or interact with via the ManyBuild™ Platform. Users should always perform their own due diligence.

The ManyBuild™ Platform enables connections between Users for the fulfillment of Projects. ManyBuild™ is not responsible for the performance or communications of Users, nor does it have control over the quality, timing, legality, failure to provide, or any other aspect whatsoever of Projects, Builders, or Clients, nor of the integrity, responsibility, competence, qualifications, or any of the actions or omissions whatsoever of any Users, or of any ratings or reviews provided by Users with respect to each other. ManyBuild™ makes no warranties or representations about the suitability, reliability, timeliness, or accuracy of the Projects requested or services provided by, or the communications of or between, Users identified through the ManyBuild™ Platform, whether in public or private, via on- or off-line interactions, or otherwise howsoever.

Builder Background Checks

Background Checks

You will promptly disclose to ManyBuild™ in writing if you have any potentially relevant unspent convictions or cautions (other than minor fixed penalty parking or speeding offenses), that arise during your use of the ManyBuild™ Platform.

Builders may be subject to a review process before they can register for and during their use of the ManyBuild™ Platform, which may include but is not limited to identity verification and criminal background checks, using third party services as appropriate ( “Background Checks” ). Although ManyBuild™ may perform Background Checks, ManyBuild™ cannot confirm that any User is who they claim to be, and ManyBuild™ cannot and does not assume any responsibility for the accuracy or reliability of Background Check information.

When interacting with other Users, you should exercise caution and common sense to protect your personal safety, data, and property, just as you would when interacting with other persons whom you don’t know. ManyBuild™ will not be liable for any false or misleading statements made by Users of the ManyBuild™ Platform.

NEITHER MANYBUILD, NOR ITS PARENTS, AFFILIATES OR LICENSORS, INCLUDING THEIR RESPECTIVE DIRECTORS, OFFICERS, SHAREHOLDERS, AGENTS, INVESTORS, SUBSIDIARIES, ATTORNEYS, REPRESENTATIVES, INSURERS, EMPLOYEES, SUCCESSORS AND ASSIGNS (COLLECTIVELY REFERRED TO AS “AFFILIATES” ) IS RESPONSIBLE OR LIABLE FOR THE CONDUCT, ACTS, OR OMISSIONS, WHETHER ONLINE OR OFFLINE, OF ANY USER OF THE MANYBUILD™ PLATFORM AND, TO THE EXTENT PERMITTED BY LAW, YOU HEREBY RELEASE MANYBUILD™ AND AFFILIATES FROM ANY AND ALL LIABILITY, CLAIMS, DEMANDS, OR DAMAGES OF EVERY KIND AND NATURE, KNOWN AND UNKNOWN, SUSPECTED AND UNSUSPECTED, DISCLOSED AND UNDISCLOSED, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE MANYBUILD™ PLATFORM.

You agree that information discovered during the Background Checks may be disclosed to other users on the platform.

User Representations and Warranties

All Users represent and warrant that:

  • You are at least of the legally required age in the jurisdiction in which you reside (18 years of age or older for U.S. based users), and are otherwise capable of entering into binding contracts;
  • You have the right, authority and capacity to enter into this Agreement and to abide by the terms and conditions of this Agreement, and that you will so abide;
  • You have read, understand, and agree to be bound by these Terms of Use, the Privacy Policy, and the Happiness Pledge applicable to the country where the Project is performed;
  • Projects shall only be performed in a country where the ManyBuild™ Platform has a presence.
  • You will respect the privacy (including without limitation private, family and home life), property, and data protection rights of Users and will not record (whether video or audio or otherwise) any Project or any interaction by or with any User and/or ManyBuild™ in connection with the ManyBuild™ Platform without the prior written consent of ManyBuild™ and/or the relevant User, as applicable;
  • You will fulfill the commitments you make to other Users, communicate clearly and promptly through the chat thread, be present and/or available at the time you agree upon with your Builder or Client as the case may be, and only utilize the third party payment service provider specified or approved by ManyBuild™ to make or receive payment for services provided through the ManyBuild™ Platform ( the “PSP” );
  • You will act professionally and responsibly in your interactions with other Users;
  • You will use your real name or business name on your profile;
  • When using or accessing the ManyBuild™ Platform, you will act in accordance with all applicable local, state, provincial, national, or international law or custom and in good faith;
  • You will not use the ManyBuild™ Platform for the purchase or delivery of alcohol, or any other controlled or illegal substances or services.
  • Where you enter into this Agreement on behalf of a company or other organization, you represent and warrant that you have authority to act on behalf of that entity and to bind that entity to this Agreement.
  • Other than as fully and promptly disclosed in writing to ManyBuild, you do not have any motivation, status, or interest that ManyBuild™ may reasonably wish to know about in connection with the ManyBuild™ Platform, including without limitation, if you are using or will or intend to use the ManyBuild™ Platform for any journalistic, academic, investigative, or unlawful purpose.

Builders additionally represent and warrant that:

  • When using the ManyBuild™ Platform, you are operating as a sole proprietor, partnership, limited liability company, limited liability partnership, corporation or other business entity;
  • You are customarily engaged in an independently established business of the same nature as the services performed for Clients through the ManyBuild™ Platform, and maintain an independent clientele.
  • You have the unrestricted right to work in the jurisdiction in which you will be performing Projects;
  • If the Project is performed in a jurisdiction that requires you to have a business license or business tax registration, you have the required business license or business tax registration;
  • You are responsible for identifying and obtaining any required licenses, permits, or registrations before offering services and undertaking Projects (including but not limited to a state contractor’s license pursuant to California Business and Professions Code section 7000 et seq., if such license is applicable to the Project you are performing);
  • You have any and all insurance required to operate your business and provide your services;
  • You will use your real name or business name and an up-to-date photo on your profile;
  • You will honor your commitments to other Users on the Platform, including by responding to invitations promptly; performing the Project(s) as agreed upon with your Client; and providing timely, high-quality services to your Clients;
  • You will only offer and provide services for which you have the necessary skills and expertise, and provide those services safely and in accordance with all applicable laws.

Responsibility

The ManyBuild™ Platform enables connections between Users for the fulfillment of Project. ManyBuild™ is not responsible for the performance or communications of Users, nor does it have control over the quality, timing, legality, failure to provide, or any other aspect whatsoever of Projects, Vendors, or Clients, nor of the integrity, responsibility, competence, qualifications, or any of the actions or omissions whatsoever of any Users, or of any ratings or reviews provided by Users with respect to each other. ManyBuild™ makes no warranties or representations about the suitability, reliability, timeliness, or accuracy of the Project requested or services provided by, or the communications of or between, Users identified through the ManyBuild™ Platform, whether in public or private, via on- or off-line interactions, or otherwise howsoever.

Account credentials

You may be required to sign up for an account, select a password and username (“ManyBuild™ User ID”), and provide us with certain information or data, such as your contact information. You promise to provide us with accurate, complete, and updated registration information about yourself. You may not select as your ManyBuild™ User ID a name that you do not have the right to use, or another person’s name with the intent to impersonate that person. You may not transfer your account to anyone else without our prior written permission.

Additionally, you may be able to access certain parts or features of the Services by using your account credentials from other services (each, a “Third Party Account”), such as those offered by Apple, Microsoft, Google or Facebook (for example). By using the Services through a Third Party Account, you permit us to access certain information from such account for use by the Services. You are ultimately in control of how much information is accessible to us and may exercise such control by adjusting your privacy settings on your Third Party Account.

Attestation Representation and Warranties

You represent and warrant that you are an individual of legal age to form a binding contract (or if not, you have received your parent’s or guardian’s permission to use the Services and have gotten your parent or guardian to agree to these Terms on your behalf) in the jurisdiction in which you reside, and are capable of entering into binding contracts. If you are agreeing to these Terms on behalf of an organization or entity, you represent and warrant that you are authorized to agree to these Terms on that organization’s or entity’s behalf and bind them to these Terms (in which case, the references to “you” and “your” in these Terms, except for in this sentence, refer to that organization or entity).

By registering or using the ManyBuild™ Platform to offer, post, or provide Construction Services, as a Contractor, you represent and warrant that you, and your employees, Assistants and sub contractors or anyone else you authorize (as defined below) who may perform work for you, are properly and fully qualified and experienced, and licensed, certified, bonded, and insured, as required by applicable laws or regulations to which you may be subject in the jurisdiction(s) in which you offer your Construction Services and in relation to the specific job you are performing. Contractors additionally represent and warrant that you will provide timely, high-quality services to your Clients, you will only offer and provide services for which you have the necessary skills, expertise and, if applicable, license, and you will provide the Construction Services safely and in accordance with all applicable laws, and that you have the legal right to work in the country, jurisdiction, and/or place in which you are performing Construction Services.

Clients additionally represent and warrant that you either own the property for which Construction Services are being done, or are an authorized person (such as a renter or agent) by the Client and/or property owner to engage Contractors for Construction Services.

Intended Use

You will only use the Services for your own internal, personal, non-commercial use, and not on behalf of or for the benefit of any third party, and only in a manner that complies with all laws that apply to you. If your use of the Services is prohibited by applicable laws, then you are not authorized to use the Services. We cannot and will not be responsible for your using the Services in a way that breaks the law.

You will not share your ManyBuild™ User ID, account, or password with anyone, and you must protect the security of your ManyBuild™ User ID, account, password and any other access tools or credentials. You are responsible for any activity associated with your ManyBuild™ User ID and account. If your account credentials have been shared to another party, then contact info@ManyBuildSolutions.com with the heading “I think My Account has been Compromised”

You hereby warrant and represent that, other than as fully and promptly disclosed to ManyBuild™ as set forth below, you do not have any motivation, status, or interest which ManyBuild™ may reasonably wish to know about in connection with the ManyBuild™ Platform, including without limitation, if you are using or will or intend to use the ManyBuild™ Platform for any journalistic, investigative, or unlawful purpose. You hereby warrant and represent that you will promptly disclose to ManyBuild™ in writing any such motivation, status or interest, whether existing prior to registration or as arises during your use of the ManyBuild™ Platform. You also agree to wait for prior written authorization from ManyBuild™ for said use.

Contract between Clients (also referred to as Clients, Contractors, Builders, Subs)

Contract between Clients and Builders

You acknowledge and agree that a legally binding contract (the “Construction Agreement”) is formed when you agree on the terms of a Construction Service with another User on the terms of a Project. Users are responsible for abiding by contract formation laws and requirements and have complete discretion both with regard to whether to enter into a written Construction Agreement with each other and with regard to the terms of any Construction Agreement, provided that any such agreements do not conflict with, narrow, or expand ManyBuild’s rights and obligations under this Agreement and provided that such agreements abide by required law. The terms of the Service Agreement include the terms set forth in this Section, the engagement terms proposed and accepted on the ManyBuild™ Platform, and any other contractual terms accepted by both the Builder and their Client to the extent such terms do not conflict with the terms in this Agreement, including this Section, and do not expand ManyBuild’s obligations or restrict ManyBuild’s rights under this Agreement. ManyBuild™ is not a party to any Service Agreement and the formation of a Service Agreement will not, under any circumstances, create an employment or other service relationship between ManyBuild™ and the Builder, nor will it create an employment relationship between the Client and the Builder. Users do not have authority to enter into written or oral — whether implied or express — contracts on behalf of ManyBuild. To the extent the Builder chooses to use the ManyBuild™ Platform for project management and/or payment, the terms of the Construction Agreement shall be deemed to include the terms set forth in this Section.

Where approved in advance by the Client, the Builder is not obligated to personally perform the Project. Builders may engage assistants, helpers, subcontractors or other personnel (collectively “Assistants” ) and may delegate any work to contractors, subcontractors, agents assistants, or other personnel engaged by the user (collectively “Assistants”). For safety reasons, such Builder Assistants shall have been registered through the ManyBuild™ Platform. The Builder assumes full and sole responsibility for the acts and omissions of such Assistants, including without limitation the payment of all compensation, benefits and expenses of Assistants, if any, and for all required and applicable income tax withholdings as to the Provider and all persons engaged by the Provider in the performance of the Construction Services. A Builder’s failure to comply with this provision shall be a violation of these Terms of Use and could lead to removal from the ManyBuild™ Platform. The Builder assumes full and sole responsibility for the acts and omissions of such Builder Assistants and is fully responsible for the lawful payment of all compensation, benefits and expenses of Builder Assistants, if any, and for all required and applicable tax withholdings as to such Builder Assistants. Clients are responsible for confirming with their Builder that any Builder Assistants are registered Builders on the ManyBuild™ Platform.

While using the ManyBuild™ Platform, Clients, in their sole discretion, determine whether they will be present or not when a Project is performed. Clients agree that if someone other than them books the Project on their behalf or is present in their stead when the Project is performed, they are appointing that person as their agent ( “ Client’s Agent ” ) and the Builder may take and follow direction from the Client’s Agent as if such direction was given from the Client him- or herself. If you are a Client’s Agent and accessing and using the ManyBuild™ Platform on behalf of a Client, you represent that you have the authority to act as their agent and to bind that person as the principal to all provisions of the Terms of Use. Client’s Agent may authorize any applicable waiver of the Client’s scoping, direction, or instruction of the Builder’s work or performance of the Project in the Client’s stead. Client agrees that such direction and/or waiver is valid against Client and Client’s Agent, and Client shall be responsible and liable for all such direction and/or waiver as if made by Client him or herself. Client assumes full and sole responsibility for the acts and omissions of Client’s Agents. Client’s Agents are deemed third parties for the purposes of the Happiness Pledge and are thereby excluded from it.

The Client shall pay their Builder(s) in full for all Project services via the PSP as indicated on the ManyBuild™ Platform, at the rates agreed to by the parties in the Service Agreement. Each User agrees to comply with the Service Agreement and this Agreement during the engagement, performance and completion of a Project.

The Construction Agreement is a contractual relationship directly between the Client and Builder and you agree that ManyBuild™ is not a party to any Construction Agreement and the formation of a Construction Agreement will not, under any circumstance, create an employment or other service relationship between ManyBuild™ and the Builder(or Assistants (as defined below)), nor will it create an employment relationship between the Client and the Builder(or Assistants). ManyBuild’s role is restricted solely limited to provide a place where the Client and the Builder may track the progress of the Construction Services, to facilitate payment between the parties using the PSP, and communication. In acting as the limited payment facilitation agent for particular Construction Services, ManyBuild™ disclaims any other agency or authority to act on behalf of the Builder or the Client, and assumes no liability or responsibility for any acts or omissions of the Builder or the Client, either within or outside of the ManyBuild™ Platform.

While using the ManyBuild™ Platform, Clients, in their sole discretion, determine whether they will be present or not when a Construction Service is performed and/or completed. Clients who elect not to be present when a Construction Service is performed and/or completed agree that if someone other than them (i.e. spouse, roommate, friend, etcetera) is present when the Construction Service is performed, they are appointing that person as their agent (“Client’s Agent”) and the Builder may take and follow direction from the Client’s Agent as if such direction was given from the Client him or herself.

The Client shall pay their Builder directly for the Construction Services through the PSP as indicated on the ManyBuild™ Platform at the rates agreed to by the parties in the Construction Agreement. Each User agrees to comply with the Construction Agreement and this Agreement during the engagement, performance and completion of a Construction Service. Both Users agree to notify ManyBuild™ of any disputes prior to negotiation of or filing of any claims and to negotiate any dispute informally for at least thirty (30) days before initiating any proceeding. ManyBuild™ reserves the right to suspend or terminate any account pending the resolution of any dispute.

What about messaging?

As part of the Services, you may receive communications through the Services, including messages that ManyBuild™ sends you (for example; in app messages, via email, or SMS). By signing up for the Services and providing us with your wireless number, you confirm that you want ManyBuild™ to send you information regarding your account or transactions with us, which may include ManyBuild™ using automated dialing technology to text you at the wireless number you provided, and you agree to receive communications from ManyBuild™, and you represent and warrant that each person you register for the Services or for whom you provide a wireless phone number has consented to receive communications from ManyBuild™. You agree to indemnify and hold ManyBuild™ harmless from and against any and all claims, liabilities, damages (actual and consequential), losses and expenses (including attorneys’ fees) arising from or in any way related to your breach of the foregoing.

By providing your mobile phone number and using the ManyBuild™ Platform, you hereby affirmatively consent to ManyBuild’s use of your mobile phone number for calls and recurring texts, (including with an auto dialer and/or prerecorded voice) in order to (a) perform and improve upon the ManyBuild™ Platform, (b) facilitate the carrying out of Construction Services, (c) provide you with information and reminders regarding your registration, upcoming Construction Services or milestones, changes and updates, service outages or alterations, (d) third party advertising, and (e) share with other Users in private when both the Builder and the Client have accepted one another’s Construction Services. These calls and texts may include, among other things, reminders about upcoming Construction Services and/or in follow up to any push notifications delivered through our mobile application and the ManyBuild™ Platform. ManyBuild™ will not assess any charges for calls or texts, but standard message, data or other charges from your wireless carrier may apply. You may opt-out of receiving texts messages from us by modifying your account settings on the Site or Apps, texting “STOP” in response to any texts, or by emailing support@ManyBuildSolutions.com and specifying you want to opt-out of texts. You may opt-out of receiving calls from us by stating that you no longer wish to receive calls during any call with us, or by emailing support@ManyBuildSolutions.com and specifying you want to opt-out of calls. You understand that we may send you a text confirming any opt-out by you.

Are there restrictions in how I can use the Services?

You must register with ManyBuild™ and create an account to use the ManyBuild™ Platform (an “Account”). You are the sole authorized user of your Account. You are responsible for maintaining the confidentiality of any log-in, password, and account number provided by you or given to you by ManyBuild™ for accessing the ManyBuild™ Platform. You are solely and fully responsible for all activities that occur under your password or Account, even if not authorized by you. If you are accessing and using the ManyBuild™ Platform on someone else’s behalf, you represent that you have the authority to bind that person as the principal to all Terms provided herein. ManyBuild™ has no control over the use of any User’s account and expressly disclaims any liability derived therefrom. Should you suspect that any unauthorized party may be using your password or account or you suspect any other breach of security, you agree to contact ManyBuild™ immediately.

You represent, warrant, and agree that you will not contribute any Content or User Submission (each of those terms is defined below) or otherwise use the Services or interact with the Services in a manner that:

  • infringes or violates the intellectual property rights or any other rights of anyone else (including ManyBuild™);
  • violates any law or regulation, including, without limitation, any applicable export control laws, privacy laws or any other purpose not reasonably intended by ManyBuild™;
  • is dangerous, harmful, fraudulent, deceptive, threatening, harassing, defamatory, obscene, or otherwise objectionable;
  • jeopardizes the security of your ManyBuild™ User ID, account or anyone else’s (such as allowing someone else to log in to the Services as you);
  • attempts, in any manner, to obtain the password, account, or other security information from any other user;
  • violates the security of any computer network, or cracks any passwords or security encryption codes;
  • runs Mail list, Listserv, any form of autoresponder or “spam” on the Services, or any processes that run or are activated while you are not logged into the Services, or that otherwise interfere with the proper working of the Services (including by placing an unreasonable load on the Services’ infrastructure);
  • “crawls,” “scrapes,” or “spiders” any page, data, or portion of or relating to the Services or Content (through use of manual or automated means);
  • copies or stores any significant portion of the Content;
  • knowingly and/or willfully hinders, slows, inhibits, or just plain gets in the way of ManyBuild™ and/or any ManyBuild™ User from doing business or
  • decompiles, reverse engineers, or otherwise attempts to obtain the source code or underlying ideas or information of or relating to the Services.

A violation of any of the foregoing is grounds for termination of your right to use or access the Services.

How are users vetted?

Permits and registration to do work.

Clients and Vendors alone are responsible for identifying and obtaining any required licenses, permits, or registrations before offering services and undertaking Construction Services. Indeed, certain types of Construction Services and services may be prohibited altogether, and it is the responsibility of Vendors and Clients to avoid such prohibited Construction Services and services. Penalties may include fines or other enforcement. If you have questions about how local laws apply to a Construction Service, you can and should first seek separate legal guidance.

Because ManyBuild™ does not oversee, monitor or supervise the posting, scoping or performance of Construction Services, Clients must determine for themselves whether a Builder is qualified to perform the specific Construction Service at hand. Clients may wish to consult their state/provincial/territorial or local requirements to determine whether certain Construction Services are required to be performed by a licensed professional.

User Vetting

In ManyBuild’s sole discretion, Users may be subject to a vetting process before they can register for and during their use of the ManyBuild™ Platform, including but not limited to a verification of identity through third-party services as appropriate (“Identity Checks”). Although ManyBuild™ may perform Identity Checks, ManyBuild™ is not required to do so and cannot confirm that each User is who they claim to be. ManyBuild™ cannot and does not assume any responsibility for the accuracy or reliability of Identity Check information or any information provided through the ManyBuild™ Platform. ManyBuild™ has discretion to include or exclude potential Users based off of vetting process results.

When interacting with other Users, you should exercise caution and common sense to protect your personal safety, data, and property, just as you would when interacting with other persons whom you don’t know. ManyBuild™ will not be liable for any false or misleading statements made by Users of the ManyBuild™ Platform. NEITHER MANYBUILD™ NOR ITS AFFILIATES, INCLUDING THEIR RESPECTIVE DIRECTORS, OFFICERS, SHAREHOLDERS, AGENTS, INVESTORS, SUBSIDIARIES, ATTORNEYS, REPRESENTATIVES, LICENSORS, INSURERS, EMPLOYEES, SUCCESSORS AND ASSIGNS (HEREINAFTER REFERRED TO COLLECTIVELY AS “MANYBUILD™ AND AFFILIATES”) IS RESPONSIBLE FOR THE CONDUCT, ACTS, OR OMISSIONS, WHETHER ONLINE OR OFFLINE, OF ANY USER OF THE MANYBUILD™ PLATFORM AND YOU HEREBY RELEASE MANYBUILD™ AND AFFILIATES FROM ANY AND ALL LIABILITY, CLAIMS, DEMANDS, OR DAMAGES OF EVERY KIND AND NATURE, KNOWN AND UNKNOWN, SUSPECTED AND UNSUSPECTED, DISCLOSED AND UNDISCLOSED, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE MANYBUILD™ PLATFORM.

User Generated Content

“User Generated Content” is defined as any content, information, and materials that may be textual, audio, or visual that you provide, submit, upload, publish, or make otherwise available to the ManyBuild™ Platform, its agents, Affiliates, corporate partners, its Users, and/or, other Users, including without limitation to the applicable Construction Agreement in connection with your registration for and use of the ManyBuild™ Platform and participation in ManyBuild™ promotional campaigns, including without limitation the information and materials posted or transmitted for use in Public Areas.. You are solely responsible for User Generated Content, and we act merely as a passive conduit for your online distribution and publication of your User Generated Content.  You acknowledge and agree that ManyBuild™ is not involved in the creation, development of User Generated Content, disclaims any responsibility for User Generated Content, and cannot be liable for claims arising out of or relating to User Generated Content. Further, you acknowledge and agree that ManyBuild™ has no obligation to monitor or review User Generated Content, but reserves the right to limit or remove User Generated Content if it is not compliant with the terms of this Agreement.

You acknowledge and agree that ManyBuild:

  • Is not involved in the creation or development of User Generated Content.
  • Disclaims any responsibility for User Generated Content.
  • Cannot be liable for claims arising out of or relating to User Generated Content.
  • Is not obligated to monitor, review, or remove User Generated Content, but reserves the right to limit or remove User Generated Content on the ManyBuild™ Platform at its sole discretion.

You hereby represent and warrant to ManyBuild™ that your User Generated Content (i) will not be false, inaccurate, incomplete or misleading; (ii) will not infringe on any third party’s copyright, patent, trademark, trade secret or other proprietary right or rights of publicity, personality or privacy; (iii) will not violate any law, statute, ordinance, or regulation (including without limitation those governing export control, consumer protection, unfair competition, anti-discrimination, false advertising, anti-spam or privacy); (iv) will not be defamatory, libelous, unlawfully threatening, or unlawfully harassing; (v) will not be obscene or contain pornography (including but not limited to child pornography) or be harmful to minors; (vi) will not contain any viruses, Trojan Horses, worms, time bombs, cancelbots or other computer programming routines that are intended to damage, vandalize, detrimentally interfere with, surreptitiously intercept or expropriate any system, data or personal information; (vii) will not represent you being employed or directly engaged by or affiliated with ManyBuild™ or purport you to act as a representative or agent of ManyBuild; and (viii) will not create liability for ManyBuild™ or cause ManyBuild™ to lose (in whole or in part) the services of its ISPs or other partners or suppliers.

You hereby represent and warrant to ManyBuild™ that your User Generated Content (a) will not be false, inaccurate, incomplete or misleading; (b) will not be fraudulent or involve the transfer or sale of illegal, counterfeit or stolen items; (c) will not infringe on any third party’s privacy, or copyright, patent, trademark, trade secret or other proprietary right or rights of publicity or personality (to the extent recognized by law in the country where the Project is performed); (d) will not violate any law, statute, ordinance, code, or regulation (including without limitation those governing export control, consumer protection, unfair competition, anti-discrimination, incitement of hatred or false or misleading advertising, anti-spam or privacy); (e) will not be defamatory, libelous, malicious, threatening, or harassing; (f) will not be obscene or contain pornography (including but not limited to child pornography) or be harmful to minors; (g) will not contain any viruses, scripts such as Trojan Horses, SQL injections, worms, time bombs, corrupt files, cancelbots or other computer programming routines that are intended to damage, detrimentally interfere with, surreptitiously intercept or expropriate any system, data or personal information; (h) will not claim or suggest in any way that you are employed or directly engaged by or affiliated with ManyBuild™ or otherwise purport to act as a representative or agent of ManyBuild; and (i) will not create liability for ManyBuild™ or cause ManyBuild™ to lose (in whole or in part) the services of its Internet Service Providers (ISPs) or other partners or suppliers.

The ManyBuild™ Platform hosts User Generated Content relating to reviews and ratings of specific Builders ( “Feedback” ). Feedback is such User’s opinion and not the opinion of ManyBuild™ and has not been verified or approved by ManyBuild. You agree that ManyBuild™ is not responsible or liable for any Feedback or other User Generated Content. ManyBuild™ encourages each User to give objective, constructive and honest Feedback about the other Users with whom they have transacted. ManyBuild™ is not obligated to investigate any remarks posted by Users for accuracy or reliability or to consider any statements or materials posted or submitted by Users about any Feedback but may do so at its discretion. You agree that Feedback enables Users to post and other Users to read about Users’ expression of their experiences and that you will not complain or take any action merely because you happen to disagree with such Feedback. You may request removal of a review that violates this Agreement or the ManyBuild™ Ratings and Reviews Policy by contacting the Support team at help.tr.co. Each Client should undertake their own research prior to booking to be satisfied that a specific Builder has the right qualifications for a Project.

ManyBuild™ respects the personal and other rights of others and expects Users to do the same. ManyBuild™ is entitled to identify a User to other Users or to third parties who claim that their rights have been infringed by User Generated Content submitted by that User, so that they may attempt to resolve the claim directly.

If a User believes, in good faith, that any User Generated Content provided on or in connection with the ManyBuild™ Platform is objectionable or infringes any of its rights or the rights of others (e.g. counterfeiting, insult, invasion of privacy), the User is encouraged to notify ManyBuild. If a User discovers that User Generated Content promotes crimes against humanity, incites hatred and/or violence, or concerns child pornography, the User must notify ManyBuild. Such notification can be made at ManyBuild, Inc., 4045 N Pecos St. Denver, CO 80211.

You hereby grant ManyBuild™ a non-exclusive, worldwide, perpetual, irrevocable, royalty-free, sublicensable (through multiple tiers) right to exercise all copyrights, publicity rights, and any other rights you have in your User Generated Content, in any media now known or not currently known in order to perform and improve upon the ManyBuild™ Platform.

Public Areas; Acceptable Use

The ManyBuild™ Platform may contain profiles, email systems, blogs, message boards, reviews, ratings, Project postings, chat areas, news groups, forums, communities and/or other message or communication facilities ( “Public Areas” ) that allow Users to communicate with other Users. You may only use such community areas to send and receive messages and materials that are relevant and proper to the applicable forum. For the safety and integrity of the ManyBuild™ Platform, you should not share your personal contact information with other Users.

Without limitation, the ManyBuild™ Platform may not be used for any of the following purposes:

  • To defame, abuse, harass, stalk, threaten, intimidate, misrepresent, mislead or otherwise violate the rights (such as, but not limited to, rights of privacy, confidentiality, reputation, and publicity) of others, including Users and ManyBuild™ staff;
  • To publish, post, upload, distribute or disseminate any profane, defamatory, infringing, obscene or unlawful language, material or information;
  • To upload files that contain software or other material that violates the intellectual property rights (or rights of privacy or publicity) of any User, third party, or ManyBuild;
  • To upload files or scripts such as Trojan horses, corrupt files, SQL injections, worms, timebombs, cancelbots or any other files or software that may damage ManyBuild™ or its Users’ computers;
  • To advertise or offer to sell any goods or services for any commercial purpose through the ManyBuild™ Platform which are not relevant to the Project services;
  • To post or complete a Project requiring a User to (i) purchase or obtain gift cards or money orders (ii) purchase high value items (over $300 / 300£ / 300€, as applicable in your country) without obtaining pre-authorization from ManyBuild, (iii) travel into different countries during the performance of a Project, (iv) provide ridesharing or other peer to peer transportation services, (v) post ratings or reviews on any third party website in breach of such third party website’s terms of use, or (vi) otherwise engage in activity that is illegal or deemed dangerous, harmful or otherwise inappropriate by ManyBuild™ in its sole discretion;
  • To conduct or forward surveys, contests, pyramid schemes, or chain letters;
  • To impersonate another person or a User or allow any other person or entity to use your user profile to post or view comments (except as may be permitted under Section 3 for Client’s Agent).

While using the ManyBuild™ Platform, you may not:

  • Use the ManyBuild™ Platform for any unauthorized or illegal purpose, including but not limited to posting or performing a Project in violation of local, state, provincial, national, or international law;
  • Post or upload any content which you have not obtained the necessary rights and permissions to use accordingly;
  • Post the same Project repeatedly (“spamming”);
  • Download any file posted by another User that you know, or reasonably should know, cannot be legally distributed through the ManyBuild™ Platform;
  • Restrict or inhibit any other User from using and enjoying the Public Areas;
  • Imply or state that any statements you make (whether on or off the ManyBuild™ Platform) are endorsed by ManyBuild, without the prior written consent of ManyBuild;
  • Use a robot, spider, manual, meta tag, “hidden text,” agent, robot, script, and/or automatic processes or devices to data-mine, data-crawl, scrape, collect, mine, republish, redistribute, transmit, sell, license, download, manage or index the ManyBuild™ Platform, or the electronic addresses or personal information of others, in any manner;
  • Frame or utilize framing techniques to enclose the ManyBuild™ Platform or any portion thereof;
  • Hack or interfere with the ManyBuild™ Platform, its servers or any connected networks;
  • Adapt, alter, license, sublicense or translate the ManyBuild™ Platform for your own personal or commercial use;
  • Remove, alter, or misuse, visually or otherwise, any copyrights, trademarks or proprietary marks or rights owned by ManyBuild™ and Affiliates;
  • Upload content to the ManyBuild™ Platform that is offensive and/or harmful, including, but not limited to, content that advocates, endorses, condones or promotes racism, bigotry, hatred or physical harm of any kind against any individual or group of individuals;
  • Upload content that provides materials or access to materials that exploit people in an abusive, violent or sexual manner;
  • Solicit for any other business, website or service, or otherwise contact Users for employment, contracting or any purpose not related to use of the ManyBuild™ Platform as set forth herein;
  • Collect usernames, email addresses, or other personal information of Users by electronic or other means;
  • Use the ManyBuild™ Platform or the Project services in violation of this Agreement;
  • Use the ManyBuild™ Platform in a manner that is false or misleading (directly or by omission or failure to update information), or for the purpose of accessing or otherwise obtaining ManyBuild’s trade secret information for public disclosure or other purposes;
  • Attempt to circumvent the payments system or service charge or Trust & Support  fee in any way including, but not limited to, making or processing payments outside of the ManyBuild™ Platform, providing inaccurate information on invoices, or otherwise invoicing in a fraudulent manner;
  • Register under different usernames or identities after your account has been suspended or terminated, or register under multiple usernames or false identities, or register using a false or disposable email or phone number;
  • Cause any third party to engage in the restricted activities above; or
  • Use tools with the goal of masking your IP address (like the TOR network)

You understand that all submissions made to Public Areas will be public and that you will be publicly identified by your name or login identification when communicating in Public Areas. ManyBuild™ will not be responsible for the action of any Users with respect to any information or materials posted in Public Areas.

What are my rights in the Services?

The materials displayed or performed or available on or through the Services, including, but not limited to, text, graphics, data, articles, photos, images, illustrations and so forth (all of the foregoing, the “Content”) are protected by copyright and/or other intellectual property laws. You promise to abide by all copyright notices, trademark rules, information, and restrictions contained in any Content you access through the Services, and you will not use, copy, reproduce, modify, translate, publish, broadcast, transmit, distribute, perform, upload, display, license, sell, commercialize or otherwise exploit for any purpose any Content not owned by you, (i) without the prior consent of the owner of that Content or (ii) in a way that violates someone else’s (including ManyBuild™'s) rights. If you believe there to be a DMCA violation, send notification to DMCA@ManyBuildSolutions.com or send mail to 4050 North Pecos Street, Suite 201, Denver, Colorado 80238

Subject to these Terms, we grant each user of the Services a non-exclusive, non-sublicensable and non-transferable license to use (i.e., to download and display locally) Content solely for purposes of using the Services. Use, reproduction, modification, distribution or storage of any Content for any purpose other than using the Services is expressly prohibited without prior written permission from us. You understand that ManyBuild™ owns the Services. You will not modify, publish, transmit, participate in the transfer or sale of, reproduce (except as expressly provided in this Section), create derivative works based on, or otherwise exploit any of the Services. The Services may allow you to copy or download certain Content, but please remember that even where these functionalities exist, all the restrictions in this section still apply.

What about anything I contribute to the Services?

User Submissions

Anything you post, upload, share, store, or otherwise provide through the Services is your “User Submission”. Some User Submissions may be viewable by other users. You are solely responsible for all User Submissions you contribute to the Services. You represent that all User Submissions submitted by you are accurate, complete, up-to-date, and in compliance with all applicable laws, rules and regulations.

You agree that you will not post, upload, share, store, or otherwise provide through the Services any User Submissions that: (i) infringe any third party's copyrights or other rights (e.g., trademark, privacy rights, etc.); (ii) contain sexually explicit content or pornography; (iii) contain hateful, defamatory, or discriminatory content or incite hatred against any individual or group; (iv) exploit minors; (v) depict unlawful acts or extreme violence; (vi) depict animal cruelty or extreme violence towards animals; (vii) promote fraudulent schemes, multi-level marketing (MLM) schemes, get rich quick schemes, online gaming and gambling, cash gifting, work from home businesses, or any other dubious money-making ventures; or (viii) that violate any law.

Licenses

In order to display your User Submissions on the Services, and to allow other users to enjoy them (where applicable), you grant us certain rights in those User Submissions (see below for more information). Please note that all of the following licenses are subject to our Privacy Policy to the extent they relate to User Submissions. User Submissions can and do reveal personally-identifiable information [Personally Identifiable Information is often commonly referred to as PII]

Any representation of information that permits the identity of an individual to whom the information applies to be reasonably inferred by either direct or indirect means. Further, PII is defined as information: (i) that directly identifies an individual (e.g., name, address, social security number or other identifying number or code, telephone number, email address, etc.) or (ii) by which an agency intends to identify specific individuals in conjunction with other data elements, i.e., indirect identification. (These data elements may include a combination of gender, race, birth date, geographic indicator, and other descriptors). Additionally, information permitting the physical or online contacting of a specific individual is the same as personally identifiable information. This information can be maintained in either paper, electronic or other media.

ManyBuild™ promotes a sharing model that is a service compensation model in which the owner sells access to underutilized assets to subsequent customers. Owners in this model are responsible for maintenance and service quality. IF YOU DO NOT WANT YOUR PII SHARED PLEASE DO NOT USE MANYBUILD.

By submitting User Submissions through the Services, you hereby do and shall grant ManyBuild™ a worldwide, non-exclusive, perpetual, royalty-free, fully paid, sublicensable and transferable license to use, edit, modify, truncate, aggregate, reproduce, distribute, prepare derivative works of, display, perform, and otherwise fully exploit the User Submissions in connection with this site, the Services and our (and our successors’ and assigns’) businesses, including without limitation for promoting and redistributing part or all of this site or the Services (and derivative works thereof) in any media formats and through any media channels (including, without limitation, third party websites and feeds), and including after your termination of your account or the Services. You also hereby do and shall grant each user of this site and/or the Services a non-exclusive, perpetual license to access your User Submissions through this site and/or the Services, and to use, edit, modify, reproduce, distribute, prepare derivative works of, display and perform such User Submissions, including after your termination of your account or the Services. For clarity, the foregoing license grants to us and our users do not affect your other ownership or license rights in your User Submissions, including the right to grant additional licenses to your User Submissions, unless otherwise agreed in writing. You represent and warrant that you have all rights to grant such licenses to us without infringement or violation of any third-party rights, including without limitation, any privacy rights, publicity rights, copyrights, trademarks, contract rights, or any other intellectual property or proprietary rights.

Finally, you understand and agree that ManyBuild™, in performing the required technical steps to provide the Services to our users (including you), may need to make changes to your User Submissions to conform and adapt those User Submissions to the technical requirements of connection networks, devices, services, or media, and the foregoing licenses include the rights to do so.

What if I see something on the Services that infringes my copyright?

In accordance with the DMCA, we have adopted the following policy toward copyright infringement. We reserve the right to (1) block access to or remove material that we believe in good faith to be copyrighted material that has been illegally copied and distributed by any of our advertisers, affiliates, content providers, members, or users and (2) remove and discontinue service to repeat offenders.

What is the Procedure for Reporting Copyright Infringements?

Copyright Complaints and Copyright Agent

ManyBuild™ respects the intellectual property of others and expects Users to do the same. If you believe, in good faith, that material or content residing on or accessible through the Services infringes your copyright (or the copyright of someone whom you are authorized to act on behalf of), please send a notice of copyright infringement containing the following information to ManyBuild™'s Designated Agent to Receive Notification of Claimed Infringement (our “Designated Agent,” whose contact details are listed below):

  • A physical or electronic signature of a person authorized to act on behalf of the owner of the copyright that has been allegedly infringed;
  • Identification of works or materials being infringed;
  • A description of the copyrighted work that you claim has been infringed, including the URL (Internet address) or other specific location on the ManyBuild™ Platform where the material you claim is infringed is visible. Include enough information to allow ManyBuild™ to locate the material, and explain why you think an infringement has taken place;
  • A description of the location where the original or an authorized copy of the copyrighted work exists -- for example, the URL (Internet address) where it is posted or the name of the book in which it has been published;
  • Identification of the material that is claimed to be infringing including information regarding the location of the infringing materials that the copyright owner seeks to have removed, with sufficient detail so that Company is capable of finding and verifying its existence;
  • Contact information about the notifier including address, telephone number and, if available, email address; Your name, address, telephone number, and e-mail address;
  • A statement that the notifier has a good faith belief that the material identified is not authorized by the copyright owner, its agent, or the law; and
  • A statement made under penalty of perjury that the information provided is accurate and the notifying party is authorized to make the complaint on behalf of the copyright owner.
  • A statement by you, made under penalty of perjury, that the information in your notice is accurate, and that you are the copyright owner or authorized to act on the copyright owner’s behalf; and
  • Your electronic or physical signature as the owner of the copyright or the person authorized to act on behalf of the owner of the copyright interest.
  • Once Proper Bona Fide Infringement Notification is Received by the Designated Agent. Upon receipt of a proper notice of copyright infringement, we reserve the right to:
  • remove or disable access to the infringing material;
  • notify the content provider who is accused of infringement that we have removed or disabled access to the applicable material; and
  • terminate such content provider's access to the Services if he or she is a repeat offender.

What is the Procedure to Supply a Counter-Notice to the Designated Agent?

If the content provider believes that the material that was removed (or to which access was disabled) is not infringing, or the content provider believes that it has the right to post and use such material from the copyright owner, the copyright owner's agent, or, pursuant to the law, the content provider may send us a counter-notice containing the following information to the Designated Agent:

  • A physical or electronic signature of the content provider;
  • Identification of the material that has been removed or to which access has been disabled and the location at which the material appeared before it was removed or disabled;
  • A statement that the content provider has a good faith belief that the material was removed or disabled as a result of mistake or misidentification of the material; and
  • Content provider's name, address, telephone number, and, if available, email address, and a statement that such person or entity consents to the jurisdiction of the Federal Court for the judicial district in which the content provider’s address is located, or, if the content provider's address is located outside the United States, for any judicial district in which Company is located, and that such person or entity will accept service of process from the person who provided notification of the alleged infringement.

If a counter-notice is received by the Designated Agent, Company may, in its discretion, send a copy of the counter-notice to the original complaining party informing that person that Company may replace the removed material or cease disabling it in 10 business days. Unless the copyright owner files an action seeking a court order against the content provider accused of committing infringement, the removed material may be replaced or access to it restored in 10 to 14 business days or more after receipt of the counter-notice, at Company's discretion.

Please contact ManyBuild™'s Designated Agent at the following address:

ManyBuild™, Inc

Attn: DMCA Designated Agent

info@ManyBuildSolutions.com

720-555-1212

4050 North Pecos Street, Suite 201, Denver, Colorado 80238

Who is responsible for what I see and do on the Services?

Any information or Content publicly posted or privately transmitted through the Services is the sole responsibility of the person from whom such Content originated, and you access all such information and Content at your own risk, and we are not liable for any errors or omissions in that information or Content or for any damages or loss you might suffer in connection with it. We cannot control and have no duty to take any action regarding how you may interpret and use the Content or what actions you may take as a result of having been exposed to the Content, and you hereby release us from all liability for you having acquired or not acquired Content through the Services. We cannot guarantee the identity of any users with whom you interact in using the Services and are not responsible for which users gain access to the Services.

You are responsible for all Content you contribute, in any manner, to the Services, and you represent and warrant you have all rights necessary to do so, in the manner in which you contribute it.

Third-party websites

The Services may contain links (such as hyperlinks) to third-party websites or connections to third-party websites or services that are not owned or controlled by ManyBuild™. When you access third-party websites or use third-party services, you accept that there are risks in doing so, and that ManyBuild™ is not responsible for such risks. Such links do not constitute endorsement by ManyBuild™ or association with those websites, their content or their operators. Such links (including without limitation external websites that are framed by the ManyBuild™ Platform as well as any advertisements displayed in connection therewith) are provided as an information service, for reference and convenience only. ManyBuild™ does not control any such websites, and is not responsible for their availability, accuracy, content, advertising, products, or services. It is your responsibility to evaluate the content and usefulness of the information obtained from other websites. You acknowledge and agree that ManyBuild™ is not involved in the creation or development of third-party websites and disclaims any responsibility for third-party websites, and cannot be liable for claims arising out of or relating to third-party websites. Further, you acknowledge and agree that ManyBuild™ has no obligation to monitor, review, or remove links to third-party websites, but reserves the right to limit or remove links to third-party websites on the ManyBuild™ Platform at its sole discretion.

The use of any website controlled, owned or operated by a third party is governed by the terms and conditions of use and privacy policy for that website. You access such third-party websites at your own risk. ManyBuild™ expressly disclaims any liability arising in connection with your use and/or viewing of any websites or other material associated with links that may appear on the ManyBuild™ Platform. You hereby agree to hold ManyBuild™ harmless from any liability that may result from the use of links that may appear on the ManyBuild™ Platform.

ManyBuild™ has no control over, and assumes no responsibility for, the content, accuracy, privacy policies, or practices of or opinions expressed in any third-party websites or by any third party that you interact with through the Services. In addition, ManyBuild™ will not and cannot monitor, verify, censor, or edit the content of any third-party site or service. We encourage you to be aware when you leave the Services and to read the terms and conditions and privacy policy of each third-party website or service that you visit or utilize. By using the Services, you release and hold us harmless from any and all liability arising from your use of any third-party website or service.

Your interactions with organizations and/or individuals found on or through the Services, including payment and delivery of goods or services, and any other terms, conditions, warranties, or representations associated with such dealings, are solely between you and such organizations and/or individuals. You should make whatever investigation you feel necessary or appropriate before proceeding with any online or offline transaction with any of these third parties. You agree that ManyBuild™ shall not be responsible or liable for any loss or damage of any sort incurred as the result of any such dealings.

If there is a dispute between participants on this site or Services, or between users and any third party, you agree that ManyBuild™ is under no obligation to become involved. In the event that you have a dispute with one or more other users, you release ManyBuild™, its directors, officers, employees, agents, and successors from claims, demands, and damages of every kind or nature, known or unknown, suspected or unsuspected, disclosed or undisclosed, arising out of or in any way related to such disputes and/or our Services. You shall and hereby do waive California Civil Code Section 1542 or any similar law of any jurisdiction, which says in substance: “A general release does not extend to claims that the creditor or releasing party does not know or suspect to exist in his or her favor at the time of executing the release and that, if known by him or her, would have materially affected his or her settlement with the debtor or released party.”

Will ManyBuild™ ever change the Services?

Yes.

We are always trying to improve our Services, so they will change over time. We may suspend or discontinue any part of the Services, or we may introduce new features or impose limits on certain features or restrict access to parts or all Services. We will try to give you notice when we make a material change to the Services that would adversely affect you, but this is not always practical or possible. We reserve the right to remove any Content from the Services at any time, for any reason (including, but not limited to, if someone alleges you contributed that Content in violation of these Terms), in our sole discretion, and without notice.

Do the Services cost anything?

Yes.

Some Services may be free or we may charge a fee for using the Services. If you are using a free version or free aspects of the Services, we will notify you before any Services you are then using begin carrying a fee, and if you wish to continue using such Services, you must pay all applicable fees for such Services. Note that if you elect to receive text messages through the Services, data and message rates may apply. Any and all such charges, fees or costs are your sole responsibility. You should consult with your telephony provider and wireless carrier to determine what rates, charges, fees or costs may apply to your use of the Services.

Paid Services.

Certain Services may be subject to payments now or in the future (the “Paid Services”). Please see our Paid Services page for a description of the current Paid Services. Please note that any payment terms presented to you in the process of using or signing up for a Paid Service are deemed part of these Terms and you agree to comply with all such terms in connection with your use of the Paid Service.

Deposit.

In connection with any initial assessment or consultation, you may be required to submit a deposit (the “Deposit”). You understand and agree that the Deposit is intended to ensure your interest and engagement with our process.

Billing.

Users of the ManyBuild™ Platform contract for Projects directly with other Users. ManyBuild™ will not be a party to any contracts for Projects or services. Client, and not ManyBuild, is responsible for payment for all Project services through the ManyBuild™ Platform.  Such payment must be made via the PSP.  ManyBuild™ is not obligated to compensate Builder for Client’s failure to pay for services.

The Project Payment, service charge, and Trust & Support fee must be paid through the PSP.  Clients on the ManyBuild™ Platform will be required to provide their payment method details to ManyBuild™ and the PSP. Builders are responsible for accurately invoicing their Clients within 24 hours of the work being performed, even if the Project is not completed in its entirety or is designated as “ongoing”. Clients will be responsible for paying the invoice(s) for each Project (the “Invoice(s)” ), which will include (a) the pricing terms of the Project provided by the Builder and agreed upon by the parties ( “Project Payment” ), (b) any out of pocket expenses agreed upon by the parties and submitted by the Builder in connection with the Project,  (c) the service charge ManyBuild™ assesses to the Client for access to and information regarding Builders, and (d) the Trust & Support Fee ManyBuild™ assesses to the Client for  customer support, services in support of the Happiness Pledge, and other various other services, or (e) cancellation charges, if applicable. In addition, a tip or gratuity, as applicable, may be added by the Client or at the Client’s direction to the Invoice(s), and all such tips or gratuities shall go directly to the Builder. Clients may also be charged credit card processing fees equal to 3% of the aggregate expense amount if expenses related to a Project individually, or Projects in the aggregate over a 30-day period, exceed $300 / 300£ / 300€, as applicable in your country. Builders will be responsible for paying (i) registration fees, if applicable, and (ii) repayment of erroneous payments.

Builders will be required to set up an account with the PSP, which may require any or all of the following: registration with the PSP, consent to the Terms of Use of the PSP, and completion of a vetting process and/or account validation at the request of the PSP. By accepting these Terms of Use, each Builder agrees that they have downloaded or printed, and reviewed and agreed to, the PSP Services Agreement (the “PSP Services Agreement” ). Please note that ManyBuild™ is not a party to the PSP Services Agreement and that you, the PSP and any other parties listed in the PSP Services Agreement are the parties to the PSP Services Agreement and that ManyBuild™ has no obligations, responsibility or liability to any Builder or other party under the PSP Services Agreement.

To help prevent fraud and safeguard User information from the risk of unauthorized access, ManyBuild™ and/or the PSP may validate an account before activation and prior to each booking. As part of the validation process, temporary charges may be placed on the account associated with the User and then refunded within 1-5 business days.   This temporary charge may vary depending on the estimated value of the Project and expenses.

When Client receives confirmation through the ManyBuild™ Platform or via email that a Project has been completed, Client automatically authorizes the PSP to process the Invoice(s). Clients may be billed a one-hour cancellation charge as damages at the Builder’s hourly rate through the PSP if you book a Project, but cancel it before the scheduled time for performance  (for users in Germany, please refer to the Jurisdiction-specific provisions).

ManyBuild™ reserves the right (but not the obligation) upon request from Client or Builder, or upon notice of any potential fraud, unauthorized charges or other misuse of the ManyBuild™ Platform, to place on hold any Project Payment, out of pocket expenses, and/or tip or gratuity (if applicable), or refund or provide credits, or arrange for the PSP to do so.

Users of the ManyBuild™ Platform may be liable for any taxes or similar charges (including Tax , if applicable in the country where the Project is performed) required to be collected and/or paid on the Projects and/or fees provided under the Agreement.

In certain jurisdictions, applicable rules may require that we collect or report tax and/or revenue information about you.  You agree that ManyBuild™ may issue on your behalf receipts or similar documentation to facilitate accurate tax reporting.

Payment Provider

We use third-party payment provider (the “Payment Provider”) to bill you through a payment account linked to your account on the Services (your “Billing Account”) for use of the Paid Services. Users of the ManyBuild™ Platform contract for Construction Services directly with other Users. Payment for Construction Services is made directly from the Client to the Builder via the PSP, and not by ManyBuild. Clients will be solely responsible for paying for each Construction Service and ManyBuild™ is not obligated to pay Builder for Client’s failure to pay.  

Users may be required to register with the PSP and agree to Terms of Use of the PSP (the “PSP Services Agreement”). Please note that ManyBuild™ is not a party to the PSP Services Agreement and has no obligation or liability to any User under the PSP Services Agreement.

Users of the ManyBuild™ Platform will be liable for any taxes required to be paid on the Construction Services provided under the Agreement. The processing of payments will be subject to the terms, conditions, and privacy policies of the Payment Provider in addition to these Terms. Currently, we use third parties in our embedded finance offerings. You can access their User Agreements and Privacy Policies at their website using the links at the top of this document. We are not responsible for any error by, or other acts or omissions of, the Payment Provider. By choosing to use Paid Services, you agree to pay us, through the Payment Provider, all charges at the prices then in effect for any use of such Paid Services in accordance with the applicable payment terms, and you authorize us, through the Payment Provider, to charge your chosen payment provider (your “Payment Method”). You agree to make payment using that selected Payment Method. We reserve the right to correct any errors or mistakes that the Payment Provider makes even if it has already requested or received payment.

Stripe

Payment processing services for Service Professionals are provided by Stripe and are subject to the Stripe Connected Account Agreement, located at https://stripe.com/us/connect-account/legal, which includes the Stripe Terms of Service, located at https://stripe.com/us/legal (collectively, the Stripe Services Agreement). By agreeing to these Terms herein, you agree to be bound by the Stripe Services Agreement, as the same may be modified by Stripe from time to time. As a condition of participating in ManyBuild™ Pay through Stripe, you agree to provide ManyBuild™ accurate and complete information about you and your business, and you authorize ManyBuild™ to share it and transaction information related to your use of the payment processing services provided by Stripe. You also authorize ManyBuild™ to pass on information provided by you (e.g. your birthday or the last four digits of your social security number) to Stripe so that Stripe may use it to protect the integrity of your account.

Invoicing Obligations

As a user on this platform you have the obligation to issue invoices and receipts to your clients. You may have the obligation under your local laws to issue invoices and /or receipts to your clients. It is your responsibility to know, to understand, and to comply with specific legal requirements in your jurisdiction.  Any invoices or receipts have to comply with specific requirements. ManyBuild™ is not responsible for issuing these invoices or receipts on your behalf. By accepting these Terms of Use you acknowledge that ManyBuild™ will not be responsible for issuing invoices or receipts on your behalf.  It is your responsibility to ensure these obligations are met.

The Builder shall be responsible at all times, and fully liable regarding, (i) its invoicing obligations, in particular as regards the content of the invoice, its mandatory detail and the retention obligations; and (ii) the TAX Tax obligations and consequences deriving from that. More generally, the Builder shall be responsible for filing his/her TAX returns and paying TAX relating to the Projects performed by the Builder for the benefit of the Client.

ManyBuild™ shall not be held responsible for any breach of the Builder’s tax obligations, it being specified that ManyBuild™ shall not be held jointly and severally liable for Tax , interest on overdue Tax , or for any penalties or fines that would be owed by the Builder.

Payment Method.

The terms of your payment will be based on your Payment Method and may be determined by agreements between you and the financial institution, credit card issuer or other provider of your chosen Payment Method. If we, through the Payment Provider, do not receive payment from you, you agree to pay all amounts due on your Billing Account upon demand.

Recurring Billing.

Some of the Paid Services may consist of an initial period, for which there is a one-time charge, followed by recurring period charges as agreed to by you. By choosing a recurring payment plan, you acknowledge that such Services have an initial and recurring payment feature, and you accept responsibility for all recurring charges prior to cancellation. WE MAY SUBMIT PERIODIC CHARGES (E.G., MONTHLY) WITHOUT FURTHER AUTHORIZATION FROM YOU, UNTIL YOU PROVIDE PRIOR NOTICE (RECEIPT OF WHICH IS CONFIRMED BY US) THAT YOU HAVE TERMINATED THIS AUTHORIZATION OR WISH TO CHANGE YOUR PAYMENT METHOD. SUCH NOTICE WILL NOT AFFECT CHARGES SUBMITTED BEFORE WE REASONABLY COULD ACT. TO TERMINATE YOUR AUTHORIZATION OR CHANGE YOUR PAYMENT METHOD, GO TO ACCOUNT SETTINGS.

ManyBuild Preferential Payment Rule

When users fall behind on Service Fees, attempt to reverse Service Fee payments made or have outstanding Fee balances due to ManyBuild for using the Site ManyBuild may collect its Fees due in full by in one transaction when using the Site’s Payment Method. From time-to-time ManyBuild may require Users, Clients or Subcontractors in the ManyBuild Relationship to enforce this Preferential Payment Rule on behalf of ManyBuild with proper notice and documentation of outstanding Fees.

Current Information Required.

You must register with ManyBuild™ and create an account to use the ManyBuild™ Platform. You are responsible for maintaining the confidentiality of any log-in, password, and account number provided by you or given to you by ManyBuild™ for accessing the ManyBuild™ Platform. You are solely and fully responsible for all activities that occur under your password or account, even if not authorized by you. ManyBuild™ has no control over the use of any User’s account and expressly disclaims any liability derived therefrom. Should you suspect that any unauthorized party may be using your password or account or you suspect any other breach of security, you agree to notify ManyBuild™ immediately.

You acknowledge that telephone calls to or from ManyBuild, together with its agents and Affiliates, may be monitored and recorded for the purposes of quality control and training.

You verify that any contact information provided to ManyBuild, its agents and Affiliates, and Users, including, but not limited to, your name, business name, mailing address, email address, your residential or business telephone number, and/or your mobile telephone number, is true and accurate. You verify that you are the current subscriber or owner of any telephone number that you provide. You are strictly prohibited from providing a phone number that is not your own. If we discover that any information provided in connection with your registration is false or inaccurate, we may suspend or deactivate your account. Should any of your contact information change, you agree to immediately notify ManyBuild™ before the change goes into effect by visiting help.tr.co. If the change regards ownership of your telephone numbers, you may notify ManyBuild™ by texting STOP to any text message sent to the retiring phone number.

YOU MUST PROVIDE CURRENT, COMPLETE AND ACCURATE INFORMATION FOR YOUR BILLING ACCOUNT. YOU MUST PROMPTLY UPDATE ALL INFORMATION TO KEEP YOUR BILLING ACCOUNT CURRENT, COMPLETE AND ACCURATE (SUCH AS A CHANGE IN BILLING ADDRESS, CREDIT CARD NUMBER, OR CREDIT CARD EXPIRATION DATE), AND YOU MUST PROMPTLY NOTIFY US OR OUR PAYMENT PROVIDER IF YOUR PAYMENT METHOD IS CANCELED (E.G., FOR LOSS OR THEFT) OR IF YOU BECOME AWARE OF A POTENTIAL BREACH OF SECURITY, SUCH AS THE UNAUTHORIZED DISCLOSURE OR USE OF YOUR USER NAME OR PASSWORD. CHANGES TO SUCH INFORMATION CAN BE MADE AT ACCOUNT SETTINGS. IF YOU FAIL TO PROVIDE ANY OF THE FOREGOING INFORMATION, YOU AGREE THAT WE MAY CONTINUE CHARGING YOU FOR ANY USE OF PAID SERVICES UNDER YOUR BILLING ACCOUNT UNLESS YOU HAVE TERMINATED YOUR PAID SERVICES AS SET FORTH ABOVE.

Change in Amount Authorized.

If the amount to be charged to your Billing Account varies from the amount you preauthorized (other than due to the imposition or change in the amount of state sales taxes), you have the right to receive, and we shall provide, notice of the amount to be charged and the date of the charge before the scheduled date of the transaction. Any agreement you have with your payment provider will govern your use of your Payment Method. You agree that we may accumulate charges incurred and submit them as one or more aggregate charges during or at the end of each billing cycle.

Auto-Renewal for Paid Services.

Unless you opt out of auto-renewal, which can be done through your account settings, any Paid Services you have signed up for will be automatically extended for successive renewal periods of the same duration as the subscription term originally selected, at the then-current non-promotional rate. To change or resign your Paid Services at any time, go to account settings. If you terminate a Paid Service, you may use your subscription until the end of your then-current term, and your subscription will not be renewed after your then-current term expires. However, you will not be eligible for a prorated refund of any portion of the subscription fee paid for the then-current subscription period. IF YOU DO NOT WANT TO CONTINUE TO BE CHARGED ON A RECURRING MONTHLY BASIS, YOU MUST CANCEL THE APPLICABLE PAID SERVICE THROUGH YOUR ACCOUNT SETTINGS OR TERMINATE YOUR MANYBUILD™ ACCOUNT BEFORE THE END OF THE RECURRING TERM. PAID SERVICES CANNOT BE TERMINATED BEFORE THE END OF THE PERIOD FOR WHICH YOU HAVE ALREADY PAID, AND EXCEPT AS EXPRESSLY PROVIDED IN THESE TERMS, MANYBUILD™ WILL NOT REFUND ANY FEES THAT YOU HAVE ALREADY PAID.

Reaffirmation of Authorization.

Your non-termination or continued use of a Paid Service reaffirms that we are authorized to charge your Payment Method for that Paid Service. We may submit those charges for payment and you will be responsible for such charges. This does not waive our right to seek payment directly from you. Your charges may be payable in advance, in arrears, per usage, or as otherwise described when you initially selected to use the Paid Service.

Contests, Gift Cards, and Promotional Codes

ManyBuild™ may from time to time provide certain promotional opportunities and contests to Users. All such promotions will be run at the sole discretion of ManyBuild, and can be implemented, modified, or removed at any time by ManyBuild™ without advance notification. The liability of ManyBuild™ and Affiliates, as well as any of ManyBuild’s corporate partners pursuant to such promotional opportunities and contests, shall be subject to the limitations set forth in Section 17 of these Terms of Use.

ManyBuild™ gift cards ( “Gift Cards” ) and promotional codes ( “Promo Codes” ) may be available and can be used to pay Project Payments and the ManyBuild™ service charge and Trust & Support fee in part or in full, but may not be used to pay for reimbursement of out of pocket expenses or tips or gratuity associated with a Project provided through the ManyBuild™ Platform.

Promo Codes

Promo Codes are an offer by ManyBuild™ to reduce the amount a Client has to pay in relation to a Project Payment, service charge, and/or Trust & Support fee. Promo Codes will not affect the amount of the Project Payment a Builder ultimately receives. The use or application of any Promo Code is solely intended as a promotional initiative and does not in any way create a relationship or engagement between ManyBuild™ or the Builder or Client, or constitute wages, fees or other amounts paid to the Builder. You agree that you will use Promo Codes in accordance with the terms and conditions governing the Promo Code. A new user Promo Code may only be used once per User, regardless of the email address used during registration. ManyBuild™ reserves the right to withhold or deduct credits or other features or benefits obtained through the use of a Promo Code by you or any other User in the event that the use or redemption of a Promo Code was in error, fraudulent, illegal, or otherwise in violation of the applicable Promo Code terms and conditions or this Agreement.

Gift Cards

Gift cards can only be used in connection with Projects performed on the ManyBuild™ Platform, are not replaceable if lost or stolen, and have no expiration date. Gift cards have no cash value and cannot be exchanged for cash except as required by law. Gift Cards must be entered directly into the Client account; they may not be directly accepted by Builders as a payment method.

A Gift Card cannot be combined with any other Gift Cards, gift certificates or Promo Codes. No credit card, credit line, overdraft protection, or deposit account is associated with your Gift Card. You cannot “reload” (or add value/balance) to your Gift Card at this time. If a Gift Card holder’s purchase exceeds the amount of that Gift Card’s balance, the Gift Card holder must pay the difference by another means. Unused Gift Card balances are not transferable. ManyBuild™ reserves the right to correct the balance of a Gift Card if ManyBuild™ believes that a billing error has occurred. ManyBuild™ reserves the right to limit quantities of Gift Cards purchased by any person or entity, and to cancel a Gift Card if it believes that the Gift Card was obtained through fraudulent or unauthorized means. Gift Cards and their use are subject to this Agreement, and use of a Gift Card constitutes acceptance thereof.

You agree to comply with all Gift Card terms and conditions.

Mobile App Updates and Upgrades

By installing one of the Apps, you consent to the installation of the App and any updates or upgrades that are released through the ManyBuild™ Platform. The App (including any updates or upgrades) may (i) cause your device to automatically communicate with ManyBuild’s servers to deliver the App functionality and to record usage metrics, (ii) affect App-related preferences or data stored your device, and (iii) collect personal information as set out in our Privacy Policy, including location information. You can uninstall the App at any time.

What if I want to stop using the Services?

You are free to do that at any time by contacting us at info@ManyBuildSolutions.com; please refer to our Privacy Policy, as well as the licenses above, to understand how we treat information you provide to us after you have stopped using our Services.

ManyBuild™ is also free to terminate (or suspend access to) your use of the Services or your account for any reason in our discretion, including your breach of these Terms. ManyBuild™ has the sole right to decide whether you are in violation of any of the restrictions set forth in these Terms.

Account termination may result in destruction of any Content associated with your account, so keep that in mind before you decide to terminate your account.

If you have deleted your account by mistake, contact us immediately at info@ManyBuildSolutions.com – we will try to help, but unfortunately, we cannot promise that we can recover or restore anything.

Provisions that, by their nature, should survive termination of these Terms shall survive termination. By way of example, all of the following will survive termination:

  • any obligation you have to pay us or indemnify us,
  • any limitations on our liability,
  • any terms regarding ownership or intellectual property rights, and
  • terms regarding disputes between us, including without limitation the arbitration agreement.

Termination and Suspension

ManyBuild™ may suspend your right to use the ManyBuild™ Platform pending its investigation of a potential breach by you of this Agreement. ManyBuild™ may deactivate your account or limit your use of the ManyBuild™ Platform upon its determination that you breached a provision of this Agreement (a “User Breach” ). ManyBuild™ will provide you with written notice of its determination as required by law, unless we have reason to believe the User’s account has been compromised such that the notice would go to the wrong person, or notice would otherwise be counterproductive or would create a risk to safety .  If you wish to appeal this determination, please contact policies@ManyBuild.com  within 14 days of receipt of such notice with the grounds for your appeal .

If ManyBuild™ suspends or deactivates your account or limits your use of the ManyBuild™ Platform pursuant to this Section 8, you are thereafter prohibited from registering and creating a new account under your name or business name, a fake or borrowed name, or the name of any third party, even if you may be acting on behalf of the third party.

Even after your right to use the ManyBuild™ Platform is suspended, terminated or limited, this Agreement will remain enforceable against you. ManyBuild™ reserves the right to take appropriate legal action pursuant to the Agreement.

ManyBuild™ reserves the right to modify or discontinue, temporarily or permanently, all or any portion of the ManyBuild™ Platform at its sole discretion. ManyBuild™ will provide you with notice of any such modification or discontinuation as required by law. To the extent permitted by law, ManyBuild™ shall not be liable to you for any modification or discontinuance of all or any portion of the ManyBuild™ Platform. ManyBuild™ has the right to restrict anyone from completing registration as a Builder if such person may threaten the safety and integrity of the ManyBuild™ Platform, or if such restriction is necessary to address any other reasonable business concern.

You may terminate this Agreement at any time by ceasing all use of the ManyBuild™ Platform and deactivating your account.

ManyBuild™ may terminate or limit your right to use the ManyBuild™ Platform in the event that we are investigating or believe that you have breached any provision of this Agreement (a “User Breach”), by providing you with written or email notice. Such termination or limitation will be effective immediately upon delivery of such notice.  If ManyBuild™ terminates or limits your right to use the ManyBuild™ Platform pursuant to this Section 6, you are prohibited from registering and creating a new account under your name, a fake or borrowed name, or the name of any third party, even if you may be acting on behalf of the third party.

Even after your right to use the ManyBuild™ Platform is terminated or limited, this Agreement will remain enforceable against you. ManyBuild™ reserves the right to take appropriate legal action, including but not limited to pursuing arbitration in accordance with Section 16 of these Terms of Use.

ManyBuild™ reserves the right to modify or discontinue, temporarily or permanently, all or any portion of the ManyBuild™ Platform at its sole discretion. ManyBuild™ is not liable to you for any modification or discontinuance of all or any portion of the ManyBuild™ Platform. ManyBuild™ has the right to restrict anyone from completing registration as a Builder if ManyBuild™ believes such person may threaten the safety and integrity of the ManyBuild™ Platform, or if, in ManyBuild’s discretion, such restriction is necessary to address any other reasonable business concern.

You may terminate this Agreement at any time by ceasing all use of the ManyBuild™ Platform. All parts of this Agreement which by their nature should survive the expiration or termination of this Agreement shall continue in full force and effect subsequent to and notwithstanding the expiration or termination of this Agreement.

What else do I need to know?

Your Obligations.

  • You authorize ManyBuild™ to send you SMS messages, which may include marketing messages. You also authorize ManyBuild™ to send you marketing emails from time to time;
  • You are required to download and use the ManyBuild™ mobile application in order to participate in the ManyBuild™ Platform;
  • You agree to honor the price that you accepted for the job during all business hours and as required by applicable law;
  • You are responsible for scheduling the work according to your availability;
  • You agree to use your best efforts to provide the best quality services or goods subject to the job;
  • You agree to notify all affected stakeholders as soon as you know there is any change to Scope, Schedule, and/or Budget.
  • You agree to pay any and all state sales, use, or other tax due or imposed by any governmental authority with respect to the job;
  • You are required to keep current and pay for your own insurance; license; fees and/or any other professional fees.

Worker Classification and Withholdings

MANYBUILD™ DOES NOT PERFORM CONSTRUCTION SERVICES AND DOES NOT EMPLOY INDIVIDUALS TO PERFORM CONSTRUCTION SERVICES. EACH USER ASSUMES ALL LIABILITY FOR PROPER CLASSIFICATION OF SUCH USER’S WORKERS BASED ON APPLICABLE LEGAL GUIDELINES. IF A CLIENT, YOU INDEMNIFY AND HOLD MANYBUILD™ AND AFFILIATES HARMLESS, AND IF A CONTRACTOR, YOU FULLY AND FINALLY RELEASE MANYBUILD™ AND AFFILIATES, FROM ALL LIABILITIES, CLAIMS, CAUSES OF ACTION, DEMANDS, DAMAGES, LOSSES, FINES, PENALTIES OR OTHER COSTS OR EXPENSES THAT CONTRACTORS OR ASSISTANTS MAY INCUR OR BECOME ENTITLED TO, WHETHER UNDER CONTRACT, COMMON LAW, CIVIL LAW, STATUTE OR OTHERWISE, IN RESPECT OF CONSTRUCTION SERVICES OR CONSTRUCTION AGREEMENTS OR THE USE OF THE MANYBUILD™ PLATFORM, INCLUDING WITH RESPECT TO MISCLASSIFICATION OF CONTRACTORS AND ASSISTANTS AND THE TERMINATION OR CESSATION OF ANY CONSTRUCTION SERVICE, CONSTRUCTION AGREEMENTS, THIS AGREEMENT OR THE USE OF THE MANYBUILD™ PLATFORM.

Users do not have authority to enter into written or oral — whether implied or express — contracts on behalf of ManyBuild. Each User acknowledges and agrees that ManyBuild™ does not, in any way, supervise, scope, direct, control or monitor a Contractor’s work or Construction Services performed in any manner. ManyBuild™ does not set a Contractor’s work hours or location of work. ManyBuild™ will not provide any equipment, tools, labor or materials needed for a particular Construction Service. ManyBuild™ does not provide any supervision to Users.

The ManyBuild™ Platform is not an employment agency service or business and ManyBuild™ is not an employer of any User. As such, ManyBuild™ is not responsible for and will not be liable for workers’ compensation or any tax payments or withholding, including but not limited to applicable sales taxes, unemployment or employment insurance, social security, disability insurance or any other applicable federal, provincial or state withholdings in connection with a User’s use of the ManyBuild™ Platform. Contractors acknowledge and confirm that they are responsible for exercising their own business judgment in entering into Construction Agreements and performing Construction Services and that, depending on how they exercise such business judgment, there is a chance for individual profit or loss.

Intellectual Property Rights

All text, graphics, editorial content, data, formatting, graphs, designs, HTML, look and feel, photographs, music, sounds, images, software, videos, typefaces and other content, including ManyBuild™ designs, trademarks, and logos (collectively “Proprietary Material” ) that Users see or read through the ManyBuild™ Platform is owned by ManyBuild, excluding User Generated Content, which Users hereby grant ManyBuild™ a license to use as set forth above in Article 10. Proprietary Material is protected in all forms, media and technologies now known or hereinafter developed. ManyBuild™ owns all Proprietary Material, as well as the coordination, selection, arrangement and enhancement of such Proprietary Materials. The Proprietary Material is protected by domestic and international laws governing copyright, patents, and other proprietary rights. Users may not copy, download, use, redesign, reconfigure, or retransmit anything from the ManyBuild™ Platform without ManyBuild’s express prior written consent and, if applicable, the consent of the holder of the rights to the User Generated Content. Any use of such Proprietary Material other than as permitted herein is expressly prohibited.

The service marks and trademarks of ManyBuild, including without limitation ManyBuild, ManyBuild™ for Good, and associated logos, are service marks owned by ManyBuild. Any other trademarks, service marks, logos and/or trade names appearing via the ManyBuild™ Platform are the property of their respective owners.  ManyBuild’s proprietary marks and logos are not available for use by Builders.  You may not copy or use any of these marks, logos or trade names without the express prior written consent of the owner.

Confidential Information

You acknowledge that Confidential Information (as defined below) is a valuable, special and unique asset of ManyBuild™ and agree that you will not, for the lifetime of your account on ManyBuild™ plus 10 years thereafter, disclose, transfer, or use (or seek to induce others to disclose, transfer or use) any Confidential Information for any purpose other than use of the ManyBuild™ Platform in accordance with these Terms of Use. If relevant, you may disclose the Confidential Information to your authorized employees and agents provided that they are also bound to maintain the confidentiality of Confidential Information. You shall use best efforts to protect Confidential Information from unauthorized disclosure, transfer or use. You shall promptly notify ManyBuild™ in writing of any circumstances that may constitute unauthorized disclosure, transfer, or use of Confidential Information. You shall return all originals and any copies of any and all materials containing Confidential Information to ManyBuild™ promptly upon deactivation of your User account or termination of this Agreement for any reason whatsoever.

The term “Confidential Information”  shall mean any and all of ManyBuild’s trade secrets, confidential and proprietary information, and all other information and data of ManyBuild™ that is not generally known to the public or other third parties who could derive value, economic or otherwise, from its use or disclosure. Confidential Information shall be deemed to include technical data, know-how, research, product plans, products, services, customers, markets, software, developments, inventions, processes, formulas, technology, designs, drawings, engineering, hardware configuration information, marketing, finances, strategic and other Proprietary Materials and confidential information relating to ManyBuild™ or ManyBuild’s business, operations or properties, including information about ManyBuild’s staff, Users or partners, or other business information disclosed or obtained directly or indirectly in writing, orally or by drawings or observation.

You acknowledge that Confidential Information (as defined below) is a valuable, special and unique asset of ManyBuild™ and agree that you will not disclose, transfer, use (or seek to induce others to disclose, transfer or use) any Confidential Information for any purpose other than using the ManyBuild™ Platform in accordance with these Terms of Use. If relevant, you may disclose the Confidential Information to your authorized employees and agents provided that they are also bound to maintain the confidentiality of Confidential Information. You shall promptly notify ManyBuild™ in writing of any circumstances that may constitute unauthorized disclosure, transfer, or use of Confidential Information. You shall use best efforts to protect Confidential Information from unauthorized disclosure, transfer or use. You shall return all originals and any copies of any and all materials containing Confidential Information to ManyBuild™ upon termination of this Agreement for any reason whatsoever.

The term “Confidential Information” shall mean any and all of ManyBuild’s trade secrets, confidential and proprietary information, and all other information and data of ManyBuild™ that is not generally known to the public or other third parties who could derive value, economic or otherwise, from its use or disclosure. Confidential Information shall be deemed to include technical data, know-how, lists, research, product plans, products, services, customers, markets, software, developments, inventions, processes, formulas, technology, designs, drawings, engineering, hardware configuration information, marketing, finances, strategic and other proprietary and confidential information relating to ManyBuild™ or ManyBuild’s business, operations or properties, including information about ManyBuild’s staff, Users or partners, or other business information disclosed directly or indirectly in writing, orally or by drawings or observation.

Use Of The ManyBuild™ Platform Is Entirely At Your Own Risk

THE TECHNOLOGY OF THE MANYBUILD™ PLATFORM IS PROVIDED ON AN “AS IS” BASIS WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, GOOD AND WORKMANLIKE SERVICES, AND NON-INFRINGEMENT. MANYBUILD™ MAKES NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THE CONTENT PROVIDED THROUGH THE MANYBUILD™ PLATFORM OR THE CONTENT OF ANY SITES LINKED TO THE MANYBUILD™ PLATFORM AND ASSUMES NO LIABILITY OR RESPONSIBILITY IN CONTRACT, WARRANTY OR IN TORT FOR ANY (I) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT, (II) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF THE MANYBUILD™ PLATFORM, (III) ANY ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION STORED THEREIN; AND (IV) EVENTS BEYOND OUR REASONABLE CONTROL.

ManyBuild™ does not warrant, endorse, guarantee or assume responsibility for any service advertised or offered by a third-party through the ManyBuild™ Platform or any hyperlinked website or featured in any banner or other advertising, and ManyBuild™ will not be a party to or in any way be responsible for any transaction between you and other Users, or you and third-party providers of products or services. As with the purchase of a product or service through any medium or in any environment, you should use your best judgment and exercise caution where appropriate. Without limiting the foregoing, ManyBuild™ and Affiliates do not warrant that access to the ManyBuild™ Platform will be uninterrupted or that the ManyBuild™ Platform will be error-free; nor do they make any warranty as to the results that may be obtained from the use of the ManyBuild™ Platform, or as to the timeliness, accuracy, reliability, completeness or content of any Project, service, information or materials provided through or in connection with the use of the ManyBuild™ Platform. ManyBuild™ and Affiliates are not responsible for the conduct, whether online or offline, of any User. ManyBuild™ and Affiliates do not warrant that the ManyBuild™ Platform is free from computer viruses, system failures, worms, trojan horses, or other harmful components or malfunctions, including during hyperlink to or from third-party websites. ManyBuild™ and Affiliates will implement appropriate technical and organizational measures to ensure a level of security adapted to the risk for any personal information supplied by you.

Notwithstanding any feature or service that a Client may use to expedite Builder selection, each Client is responsible for determining the Project and selecting or otherwise approving their Builder  and ManyBuild™ does not warrant any goods or services purchased by a Client and d does not recommend any particular Builder . ManyBuild™ does not provide any warranties or guarantees regarding any Builder’s ability, professional accreditation, registration or licensure.

Warranty Disclaimer.

ManyBuild™ and its licensors, suppliers, partners, parent, subsidiaries or affiliated entities, and each of their respective officers, directors, members, employees, consultants, contract employees, representatives and agents, and each of their respective successors and assigns (ManyBuild™ and all such parties together, the “ManyBuild™ Parties”) make no representations or warranties concerning the Services, including without limitation regarding any Content contained in or accessed through the Services, and the ManyBuild™ Parties will not be responsible or liable for the accuracy, copyright compliance, legality, or decency of material contained in or accessed through the Services or any claims, actions, suits procedures, costs, expenses, damages or liabilities arising out of use of, or in any way related to your participation in, the Services. You acknowledge that all suggestions, recommendations, and other information provided by ManyBuild™ should not be interpreted as guarantee. We cannot guarantee any result or outcome including increases in property value or return on investment. You hereby waive, promise never to assert, and release ManyBuild™ and its subsidiaries, successors, assigns, partners, agents, and employees from, all actions, claims or demands that you now have or may hereafter have for any injury, harm, damage, loss, cost, or expense (including, without limitation, attorneys’ fees) suffered or incurred by you as a direct or indirect result of your use of any such suggestions, recommendations or other information. The ManyBuild™ Parties make no representations or warranties regarding suggestions or recommendations of services or products offered or purchased through or in connection with the Services. THE SERVICES AND CONTENT ARE PROVIDED BY MANYBUILD™ (AND ITS LICENSORS AND SUPPLIERS) ON AN “AS-IS” BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR THAT USE OF THE SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE. SOME STATES DO NOT ALLOW LIMITATIONS ON HOW LONG AN IMPLIED WARRANTY LASTS, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

No Liability

MANYBUILD™ AND AFFILIATES EXPRESSLY DISCLAIM ANY LIABILITY THAT MAY ARISE BETWEEN USERS OF ITS MANYBUILD™ PLATFORM. MANYBUILD™ AND AFFILIATES ALSO DO NOT ACCEPT ANY LIABILITY WITH RESPECT TO THE QUALITY OR FITNESS OF ANY WORK PERFORMED VIA THE MANYBUILD™ PLATFORM.

Limitation of Liability.

You acknowledge and agree that ManyBuild™ is only willing to provide the ManyBuild™ Platform if you agree to certain limitations of our liability to you and third parties.

Therefore, you agree not to hold ManyBuild™ and Affiliates, or their corporate partners, liable for any claims, demands, damages, expenses, losses, governmental obligations, suits, and/or controversies of every kind and nature, known and unknown, suspected and unsuspected, disclosed and undisclosed, direct, indirect, incidental, actual, consequential, economic, special, or exemplary, including attorneys fees and costs (collectively, “Liabilities”) that have arisen or may arise, relating to your or any other party’s use of or inability to use the ManyBuild™ Platform, including without limitation any Liabilities arising in connection with the conduct, act or omission of any User (including without limitation stalking, harassment that is sexual or otherwise, acts of physical violence, and destruction of personal property), any dispute with any User, any instruction, advice, act, or service provided by ManyBuild™ and Affiliates and any destruction of your User Generated Content.

TO THE FULLEST EXTENT ALLOWED BY APPLICABLE LAW, UNDER NO CIRCUMSTANCES AND UNDER NO LEGAL THEORY (INCLUDING, WITHOUT LIMITATION, TORT, CONTRACT, STRICT LIABILITY, OR OTHERWISE) SHALL ANY OF THE MANYBUILD™ PARTIES BE LIABLE TO YOU OR TO ANY OTHER PERSON FOR (A) ANY INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE OR CONSEQUENTIAL DAMAGES OF ANY KIND, INCLUDING DAMAGES FOR LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF DATA, LOSS OF GOODWILL, WORK STOPPAGE, ACCURACY OF RESULTS, OR COMPUTER FAILURE OR MALFUNCTION, (B) ANY SUBSTITUTE GOODS, SERVICES OR TECHNOLOGY, (C) ANY AMOUNT, IN THE AGGREGATE, IN EXCESS OF THE GREATER OF (I) ONE-HUNDRED ($100) DOLLARS OR (II) THE AMOUNTS PAID AND/OR PAYABLE BY YOU TO MANYBUILD™ IN CONNECTION WITH THE SERVICES IN THE TWELVE (12) MONTH PERIOD PRECEDING THIS APPLICABLE CLAIM OR (D) ANY MATTER BEYOND OUR REASONABLE CONTROL. SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL OR CERTAIN OTHER DAMAGES, SO THE ABOVE LIMITATION AND EXCLUSIONS MAY NOT APPLY TO YOU.

UNDER NO CIRCUMSTANCES WILL MANYBUILD™ AND AFFILIATES OR THEIR CORPORATE PARTNERS BE LIABLE FOR, AND YOU HEREBY RELEASE MANYBUILD™ AND AFFILIATES AND THEIR CORPORATE PARTNERS FROM  ANY DIRECT, INDIRECT, INCIDENTAL, ACTUAL, CONSEQUENTIAL, ECONOMIC, SPECIAL OR EXEMPLARY DAMAGES (INCLUDING BUT NOT LIMITED TO LOST PROFITS, LOSS OF DATA, LOSS OF GOODWILL, SERVICE INTERRUPTION, COMPUTER DAMAGE, SYSTEM FAILURE, FAILURE TO STORE ANY INFORMATION OR OTHER CONTENT MAINTAINED OR TRANSMITTED BY MANYBUILD, THE COST OF SUBSTITUTE PRODUCTS OR SERVICES, OR ATTORNEYS FEES AND COSTS) ARISING OUT OF OR IN ANY WAY CONNECTED WITH YOUR USE OF OR INABILITY TO USE THE MANYBUILD™ PLATFORM OR THE PROJECT SERVICES, EVEN IF ADVISED OF THE POSSIBILITY OF THE SAME. Some jurisdictions do not allow the exclusion of certain warranties or limitation of incidental or consequential damages; in such cases the above limitations may not apply to you in their entirety.

IF, NOTWITHSTANDING THE FOREGOING EXCLUSIONS, IT IS DETERMINED THAT MANYBUILD™ AND AFFILIATES OR THEIR CORPORATE PARTNERS ARE LIABLE FOR DAMAGES, IN NO EVENT WILL THE AGGREGATE LIABILITY, WHETHER ARISING IN CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, EXCEED THE TOTAL FEES PAID BY YOU TO MANYBUILD™ (IF YOU ARE A CLIENT) OR TOTAL PROJECT PAYMENTS PAID TO YOU BY CLIENTS (IF YOU ARE A BUILDER), DURING THE 6 MONTHS PRIOR TO THE TIME SUCH CLAIM AROSE, TO THE EXTENT PERMITTED BY APPLICABLE LAW.

Release

THE MANYBUILD™ PLATFORM IS ONLY A VENUE FOR CONNECTING USERS. BECAUSE MANYBUILD™ IS NOT A PARTY TO OR OTHERWISE INVOLVED IN THE CONSTRUCTION AGREEMENT BETWEEN USERS OR IN THE COMPLETION OF THE CONSTRUCTION SERVICES, IN THE EVENT THAT YOU HAVE A DISPUTE WITH ONE OR MORE USERS, YOU HEREBY RELEASE MANYBUILD™ AND AFFILIATES AND THEIR CORPORATE PARTNERS FROM ANY AND ALL CLAIMS, DEMANDS, DAMAGES (INCLUDING DIRECT, INDIRECT, INCIDENTAL, ACTUAL, CONSEQUENTIAL, ECONOMIC, SPECIAL, OR EXEMPLARY), EXPENSES, LOSSES, GOVERNMENTAL OBLIGATIONS, SUITS AND/OR CONTROVERSIES OF EVERY KIND AND NATURE, KNOWN AND UNKNOWN, SUSPECTED AND UNSUSPECTED, DISCLOSED AND UNDISCLOSED, ARISING OUT OF OR IN ANY WAY CONNECTED WITH SUCH DISPUTE.

TO THE EXTENT APPLICABLE, YOU HEREBY WAIVE THE PROTECTIONS OF COLORADO CIVIL CODE (AND ANY ANALOGOUS LAW IN ANY OTHER APPLICABLE JURISDICTION) WHICH READS AS FOLLOWS: “A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS OR HER FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM OR HER MUST HAVE MATERIALLY AFFECTED HIS OR HER SETTLEMENT WITH THE DEBTOR.”

Indemnification

You hereby agree to indemnify, defend, and hold harmless ManyBuild™ and Affiliates from and against any and all claims, Liabilities, damages (actual and consequential, losses and expenses (including but not limited to attorneys’ fees) arising from or in any way related to any claims or incurred in connection with (a) your use of the Services (including any actions taken by a third party using your account), (b) your use or inability to use, or your participation on, the ManyBuild™ Platform; (c) your participation in Projects, or your ability or inability to perform or obtain the performance of Projects or to receive payment therefore; (d) your breach or violation of this Agreement; (e) your violation of these Terms. In the event of such a claim, suit, or action (“Claim”), we will attempt to provide notice of the Claim to the contact information we have for your account (provided that failure to deliver such notice shall not eliminate or reduce your indemnification obligations hereunder). (f) your violation of any law, or the rights of any User or third party; (g) your failure to abide by your representations and warranties; (h) any content submitted by you or using your account to the ManyBuild™ Platform, including but not limited to the extent such content may infringe on the intellectual rights of a third party or otherwise be illegal or unlawful; and (i) if you are a Client, the acts or omissions of any Client’s Agents. ManyBuild™ reserves the right, in its own sole discretion, to assume the exclusive defense and control of any matter otherwise subject to your indemnification. You will not, in any event, settle any claim or matter without the prior written consent of ManyBuild.

Assignment.

You may not assign, delegate or transfer these Terms or your rights or obligations hereunder, or your Services account, in any way (by operation of law or otherwise) without ManyBuild™'s prior written consent. We may transfer, assign, or delegate these Terms and our rights and obligations without consent.

Choice of Law.

These Terms are governed by and will be construed under the Federal Arbitration Act, applicable federal law, and the laws of the State of Colorado, without regard to the conflicts of laws provisions thereof.

No Agency; No Employment

No agency, partnership, joint venture, employer-employee or franchiser-franchisee relationship is intended or created by this Agreement.

No Rights of Third Parties

None of the terms of this Agreement are enforceable by any persons who are not a party to this Agreement.

App Store-Sourced Apps

The following applies to any App accessed through or downloaded from the Apple App Store (an "App Store-Sourced Application" ):

You acknowledge and agree that (i) the Agreement is entered into between you and ManyBuild™ only, and Apple is not a party to this Agreement other than as third-party beneficiary as contemplated below, and (ii) ManyBuild, not Apple, is solely responsible for the App Store-Sourced Application and content thereof. Your use of the App Store-Sourced Application must comply with the App Store Terms of Use.

You acknowledge that Apple has no obligation whatsoever to furnish any maintenance and support services with respect to the App Store-Sourced Application.

In the event of any failure of the App Store-Sourced Application to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price for the App Store-Sourced Application to you and, to the maximum extent permitted by applicable law, Apple will have no other warranty obligation whatsoever with respect to the App Store-Sourced Application. As between ManyBuild™ and Apple, any other claims, losses, liabilities, damages, costs or expenses attributable to any failure to conform to any warranty will be the sole responsibility of ManyBuild, subject at all times to warranty limitations and exclusions set forth in this Agreement.

You and ManyBuild™ acknowledge that, as between ManyBuild™ and Apple, Apple is not responsible for addressing any claims you have or any claims of any third party relating to the App Store-Sourced Application or your possession and use of the App Store-Sourced Application, including, but not limited to: (i) product liability claims; (ii) any claim that the App Store-Sourced Application fails to conform to any applicable legal or regulatory requirement; and (iii) claims arising under consumer protection or similar legislation.

You and ManyBuild™ acknowledge that, in the event of any third party claim that the App Store-Sourced Application or your possession and use of that App Store-Sourced Application infringes that third party's intellectual property rights, as between ManyBuild™ and Apple, ManyBuild™ (and not Apple) will be solely responsible for the investigation, defense, settlement and discharge of any such intellectual property infringement claim, though only to the extent required by this Agreement.

You and ManyBuild™ acknowledge and agree that Apple, and Apple's subsidiaries, are third party beneficiaries of this Agreement as related to your license of the App Store-Sourced Application, and that, upon your acceptance of the terms and conditions of this Agreement, Apple will have the right (and will be deemed to have accepted the right) to enforce this Agreement as related to your license of the App Store-Sourced Application against you as a third party beneficiary thereof.

Without limiting any other terms of this Agreement, you must comply with all applicable third party terms of agreement when using the App Store-Sourced Application.

General Provisions

Failure by ManyBuild™ to enforce any provision(s) of this Agreement will not be construed as a waiver of any provision or right. This Agreement constitutes the complete and exclusive agreement between you and ManyBuild™ with respect to its subject matter, and supersedes and governs any and all prior agreements or communications except as otherwise specified in the Arbitration Agreement in Section 28A. However, this Agreement does not supersede other agreements about other subject matter that you may have with ManyBuild, such as the IKEA Assembly Category Terms and Conditions. The provisions of this Agreement are intended to be interpreted in a manner which makes them valid, legal, and enforceable. Except for the “Agreement Prohibiting Class Actions and Non-Individualized Relief” provision in the section applicable to U.S. Residents in Section 28A below, in the event any provision is found to be partially or wholly invalid, illegal or unenforceable, (1) such provision shall be modified or restructured to the extent and in the manner necessary to render it valid, legal, and enforceable or, (2) if such provision cannot be so modified or restructured, it shall be excised from the Agreement without affecting the validity, legality or enforceability of any of the remaining provisions. You hereby acknowledge and agree that we may assign or transfer this Agreement without your consent, including but not limited to assignments: (i) to a parent or subsidiary, (ii) to an acquirer of assets, or (iii) to any other successor or acquirer. Upon the effective date of the assignment of the Agreement (a) ManyBuild™ shall be relieved of all rights, obligations and/or liabilities to you arising in respect of events postdating the effective date of the assignment and, (b) the assignee entity shall replace ManyBuild™ for the performance of this Agreement. This Agreement may not be assigned or transferred by you without our prior written approval. Any assignment in violation of this Section 22 shall be null and void. This Agreement will inure to the benefit of ManyBuild, its successors and assigns.   All parts of this Agreement which by their nature should survive the expiration or termination of this Agreement shall continue in full force and effect subsequent to and notwithstanding the expiration or termination of this Agreement or your use of the ManyBuild™ Platform.

Licensing

Builders alone are responsible for identifying and obtaining any required licenses, permits, or registrations before offering services and undertaking Projects. Indeed, certain types of Projects and services may be prohibited altogether, and it is the responsibility of Builders to avoid such prohibited Projects and services. Penalties may include fines or other law enforcement. If you have questions about how national/ state/ provincial/ territorial and local laws apply to your Projects and services on the ManyBuild™ Platform, you should first seek appropriate legal guidance.

Because ManyBuild™ does not supervise, scope, direct, control, or monitor a Builder’s work or performance of Projects, Clients must determine for themselves whether a Builder has the skills and  qualifications necessary to perform the specific Project at hand. Clients may wish to consult their national/state/provincial/territorial or local requirements to determine whether certain Projects are required to be performed by a licensed or otherwise registered professional. Clients may also wish to discuss with their Builder any specific hazards, obstacles, or impediments in the Project location (both visible and concealed) that may impact the performance of the Project.

Disclosure and Client Acknowledgment of Related Companies

Certain ownership of Project Manager Consultant is affiliated with other companies, including ManyBuild Solutions LLC, ManyBread Capital LLC, Victory Roofs LLC, Colorado Cash4Homes LLC, Asterion Construction LLC, and ManyRoomies LLC. (collectively “Related Companies”). These Related Companies are involved or may become involved with the ManyBuild™ platform and collect fees for services, sales and products. It is the desire and intent of the Parties to define the relationship between the Related Companies and you. NOW, THEREFORE, in consideration of the above recitals and other good and valuable consideration, the receipt of which is hereby acknowledged, the Parties hereby agree as follows: Separate Legal Entities. You agree that the Related Companies are each their own separate legal entities. If you choose to contract for business with the Related Companies, that business is legally separate from the contractual relationship made between you and the ManyBuild™ Platform. Your Release. You agree to contract with Related Companies at your own risk. Any issues, disputes, or claims you have with Related Companies shall be addressed solely with those Related Companies and you hereby release ManyBuild™, from any issues, disputes, or claims you could bring against ManyBuild™ based solely on ManyBuild™ relationship with Related Companies.

Miscellaneous.

You will be responsible for paying, withholding, filing, and reporting all taxes, duties, and other governmental assessments associated with your activity in connection with the Services, provided that the ManyBuild™ may, in its sole discretion, do any of the foregoing on your behalf or for itself as it sees fit. The failure of either you or us to exercise, in any way, any right herein shall not be deemed a waiver of any further rights hereunder. If any provision of these Terms are found to be unenforceable or invalid, that provision will be limited or eliminated, to the minimum extent necessary, so that these Terms shall otherwise remain in full force and effect and enforceable. You and ManyBuild™ agree that these Terms are the complete and exclusive statement of the mutual understanding between you and ManyBuild™, and that these Terms supersede and cancel all previous written and oral agreements, communications and other understandings relating to the subject matter of these Terms. You hereby acknowledge and agree that you are not an employee, agent, partner, or joint venture of ManyBuild™, and you do not have any authority of any kind to bind ManyBuild™ in any respect whatsoever.

Except as expressly set forth in the arbitration agreement, you and ManyBuild™ agree there are no third-party beneficiaries intended under these Terms.

Notices and Consent to Receive Notices Electronically

You consent to receive any agreements, notices, disclosures and other communications (collectively, “Notices”) to which this Agreement refers electronically, including without limitation by email or by posting Notices on the Sites. You agree that all Notices that we provide to you electronically satisfy any legal requirement that such communications be in writing. Unless otherwise specified in this Agreement, all Notices under this Agreement will be in writing and will be deemed to have been duly given when received, if personally delivered or sent by certified or registered mail, return receipt requested; when receipt is electronically confirmed, if transmitted by facsimile or email; or the day it is shown as delivered by the overnight delivery service’s tracking information, if sent for next day delivery by a recognized overnight delivery service.

If you have any questions about these Terms of Use or about the ManyBuild™ Platform, please contact us by email at help.ManyBuildSolutions.com  or by mail to 4045 N Pecos St. Denver, CO 80211, USA.

You consent to receive any agreements, notices, disclosures and other communications (collectively, “Notices”) to which this Agreement refers electronically including without limitation by e-mail or by posting Notices on this Site. You agree that all Notices that we provide to you electronically satisfy any legal requirement that such communications be in writing. Unless otherwise specified in this Agreement, all notices under this Agreement will be in writing and will be deemed to have been duly given when received, if personally delivered or sent by certified or registered mail, return receipt requested; when receipt is electronically confirmed, if transmitted by facsimile or email; or the day after it is sent, if sent for next day delivery by a recognized overnight delivery service.

If you have any questions about these Terms of Use or about the ManyBuild™ Platform, please contact us by email at support@ManyBuildSolutions.com or by mail to 4045 Pecos Street, Suite 105, Denver, Colorado 80211.

USA PATRIOT Act notice.

Important information about procedures for using our services under the USA PATRIOT Act of 2001: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you use our services, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a form of identification with your photograph or other identifying documents.

Consent to Electronic Signatures

By using the ManyBuild™ Platform, you agree to transact electronically through the ManyBuild™ Platform. You also agree to the following: (i) your electronic signature is the legal equivalent of your manual signature and has the same legal effect, validity and enforceability as a paper-based signature; (ii) your use of a keypad, mouse or other device to select an item, button, icon or similar act/action, constitutes your signature as if actually signed by you in writing; and (iii) no certification authority or other third party verification is necessary to validate your electronic signature, and the lack of such certification or third party verification will not in any way affect the enforceability of your electronic signature.

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